What is Coupon Cactus And Is It Worth Your Time?

If you are interested in saving money when shopping and even earning some cashback on purchases then Coupon Cactus might be a site worth considering. But there are a lot of similar cashback/coupon type sites out there and just because this place offers you a way to save money doesn’t necessarily mean its any good.

In this short review I’ll be going over how this place works, how much money you can save & earn back, and whether or not I think its worth your time.

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coupon cactusCoupon Cactus Review

  • Website: couponcactus.com
  • Type: Coupons & cashback shopping site
  • Cost: Free to join
  • Legit?: Yes

What Is Coupon Cactus?

Coupon Cactus is an online shopping savings program that offers cashback and coupons for shopping at over 20,000 stores online. Just like every other coupon & cashback provider, they partner with stores and actually get paid to offer coupons and cashback because it is a form of advertising that brings in more buyers for the stores.

Overall I like what I see with Coupon Cactus. The discounts offered are pretty good and so is the cashback.

If you are familiar with Mr Rebates, TopCashBack, or Dollar Dig then you are probably pretty familiar with how these programs work.

How It All Works


In order to use the coupons it is very simple. You can search for coupons for specific stores or you can browse through categories and view the most popular coupons at any given time. When you find a store that offers a coupon that you would like you can click on it to view the requirements for using the particular coupon. If you still want to go through with it you can click the “Use Coupon” button and a little popup will appear with the coupon code. You will also be directed to the store’s website. The only thing you have to do next is enter the coupon code at checkout for the discount.

If a popup with the coupon code does not appear you first might want to check to make sure your popup blocker isn’t on. If it is not, then this means that the coupon is an “embedded coupon”. This means that you do not need to enter any code. The code is embedded in the link and you will automatically get the price discount or whatever it is.


When you want to get cashback on your shopping you can click the “Shop With Cashback” button that you will see above the coupon offers when you click on a store on the Coupon Cactus website. Cashback and coupons can be used at the same time often, but sometimes there are restrictions where you can only use one or the other.

Cashback offers are usually a fixed percentage but sometimes they will be a certain dollar amount.

How Much Can You Save?

The amount you can save with both cashback and with coupons varies a lot. It all depends on the stores that are offering them. Usually for the big retail stores like Walmart, Target, Best Buy, etc. the cashback offers are relatively small, say around 1-4%. But you can also find cashback offers that are 20%+ on smaller stores that don’t have a large customer base yet and are trying to gain popularity.

For coupons there is even more variation. You might find a coupon that will give you free shipping on an order that is over $35 or you might find a coupon that gives you 75% off a range of items… this all depends.

How You Get Paid

Ok, so of course with coupons you don’t get paid, you just end up saving money initially on your purchase. But with cashback you pay the full price and then are reimbursed a certain amount after the purchase has gone through.

So how do you get this cash back?

Well they pay quarterly and you can choose to receive your money via check in the mail or via Paypal. If you choose to get paid with a check this is how it works….

I would suggest Paypal just because it goes a little quicker but the choice is yours.

Another thing to take note about is that if you have less than $10 in your account at Coupon Cactus this money will roll over to the next period. You need more than $10 to get your money.


Takes Forever To Get Paid

As I just went over, it takes forever to get paid. They only pay members  4 times a year so you are going to have to wait a lot.

Limited Cash Out Options

I honestly don’t have a problem with this. As long as Paypal is an option for receiving money I am happy. But I know a lot of other people would like to be able to receive gift cards and such.

No Cashback!

Sometimes you will not receive cashback when you are supposed to. This is a common complaint with all cashback sites and has to do with the tracking code that tracks your purchase getting “messed up”. If this happens you need to contact support and they can sort this out.

Final Thoughts & What I Recommend

Coupon Cactus is a decent site for saving money while shopping online. They have plenty of cashback and coupon offers and I don’t see any reason why anyone wouldn’t be able to find deals that they are interested in.

However, they aren’t my favorite choice out of other savings site like this. I’m sure that I have not looked into every coupon/cashback site there is but I will say that TopCashBack seems to be the better choice if you would compare it to Coupon Cactus. They have better offers, they have no minimum cash out amount, and you don’t have to wait forever to get your money. All in all I just think they are a better choice based on what I have seen.

You also might be interested in my review of Ibotta. Ibotta is my favorite grocery cashback app where you can get cashback on in-store purchases.

And if earning cashback isn’t really what you are looking for and you are in the need of making more money then check out how I make a living online here. A lot of people seem to be interested in doing what I do online because of the freedom to work around your schedule that comes with the job.

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon 🙂


My name is Kyle and I am the owner of Online Financial Success Story. I created this website in 2015 to teach others how they can make money online. To learn how I make a full-time income online, Click Here

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