Category Archives for "Legit"

Is Receipt Hog a Scam? What You Need To Know

does receipt hog work

If you know me then you know I love to make easy money without going out of my way. Even if its just a small amount, I like it. And with Receipt Hog this is possible. Like iBotta and other similar apps, Receipt Hog will give you cashback on your everyday shopping purchases.

It sounds great and all, but there are some things that you should know before you decide to sign up or not. Is Receipts Hog a scam? No, I definitely wouldn’t go as far as to say that, but there are some complaints that you should be aware of that I will be going over in this review…

does receipt hog workReceipt Hog Review

Overall, Receipt Hog is a good app in my opinion. Its still not my favorite cashback app (iBotta is my fave), but it works well and I like it.

But before I get into this review I think its important to know what exactly Receipt Hog is and how this all works

What Is It & How Does This Work?

Receipt Hog is a free app that can be downloaded on any Apple or Android device. It was developed by the market research company InfoScout with the purpose of tracking customer shopping habits.

To give you incentive to go out and use the Receipt Hog app of course they have to reward you some how. And this is why they pay you!

So its a win-win situation in some ways… you get paid to use the free app, and they get to collect data on your shopping habits.

How Do You Make Money

How you make money with Receipt Hog is pretty simple. Its as easy as 1, 2, 3.

1) You Go Shopping

One of the great things about Receipt Hog is that you can shop pretty much anywhere and get rewarded. There are not many apps like this that will allow you to go anywhere. Most of them only reward you for purchases at select stores.

2) You Get A Receipt

You just have to make sure that the store you shop at gives out itemized receipts, meaning receipts that list every item you buy, not just a grand total. Some liquor stores and places like this won’t give out these itemized receipts.

3) You Upload That Receipt

Now all you do is upload the receipt to the app. For it to count you are going to have to make sure you take a picture of the receipt entirely, meaning everything including the store name is included.

Getting Paid

Of course this is the whole point of using Receipt Hog. If you don’t get paid there is no reason to be wasting your time with it. But does it actually pay you? Does Receipt Hog work?

Yes sirs and ma’ams it does work.

But you don’t get paid in real money right away. Like pretty much every app in this industry, you first get paid in their own form of currency, which in this case are coins. These coins can later be redeemed for real money via gift cards and PayPal cash.

But besides uploading receipts, they offer 2 other ways that you can earn coins, which include their online slot machine and sweepstakes entries.

If you win a spin on Hog Slots you could potentially get lucky and earn a lot of coins with just 1 spin. They also give out the value of 1 person’s last shopping trip in coins each day. So if you are that lucky person they thats awesome.

And as for the sweepstakes, you can earn thousands of coins with one draw if you are the lucky winner.

How Much Is A Coin Worth?

To determine the worth of a coin you need to look at the rewards that have real value in which you are redeeming your coins for.

As stated above, you can cash out your coins for cash via PayPal, or you can choose to get gift cards.

You need 1000 coins minimum to be able to cash out, and this will get you $5. So in this case 200 coins would equal a dollar.

But the cool thing about Receipt Hog is that the more coins you have, the more they are worth.

Once you have 1800 coins you can cash out for $10, which means 180 coins are worth $1. And once you have 3200 coins you can cash out for $20, which means 160 coins = $1. And for 4500 coins you can get $30, which means 150 coins = $1.

How Much Can You Expect To Make?

That all depends on the amount of shopping that you do and how much you buy.

Receipt Hog pays you coins based on the totals of your receipts. The more you spend, them more coins they give you.

A $10 receipt can earn you 5 coins, $10-$50 = 10 coins, $50-$100 = 15 coins, $100+ = 20 coins, generally.

So is definitely not much, but you are going to do the shopping regardless. So… what the heck, its all profit.

Receipt Hog Complaints

With over a 4/5 star rating on Google Play and over 49,000 votes, you might think Receipt Hog is a no-brainer… but there are some serious complaints about it going around.receipt hog review

Of course you have people complaining about there accounts being shut down for no reason. But many of these people end up finding out that they have violated Receipt Hog’s terms of service, which I do recommend you read before using this app.

The bigger concern here is that recently there have been a lot of complaints about long-time members’ accounts getting shut down. And I’m talking about people who have been members for years.

In fact if I look at the ratings on Google Play at this very second there are 2 out of the 4 most recent reviews that claim this has happened to them.

I have even heard that some of these high ranking members have received emails saying that their accounts have been terminated because Receipt Hog’s community has grown too large and they can’t afford to pay all the members. So they terminate the higher ranking ones that earn more money.

This is no joke. I don’t have any personal experience with this, but I think it is a real concern that I should bring to your attention.

Final Thoughts… Do I Recommend Receipt Hog?

Honestly, I’m going to say enter at your own risk. Like I mentioned above, I haven’t run into any problems with them and have been able to get paid the money I deserve, but there are a lot of people complaining right now.

One thing that I really like about Receipt Hog is that you can go into just about any store there is and shop like you normally do. Its not like you have to go out of your way to shop and look for certain items. Just shop like you normally do and get paid.

I would however recommend the iBotta cashback app for those who do a lot of grocery shopping however. This is my favorite cashback app. You can read my review on it here if you want.

Just know that with any of these cashback apps you aren’t going to be making much of anything. Its just a way to make some extra pocket change, which is still nice.

If you want to make good money online and possible replace your income totally, then I suggest you read about how I make a living online. Its nothing that complicated really. It just takes real work, real effort, and real time. But its all been worth it for me. Click Here to Learn How I Make a Living Online

What do think about Receipt Hog? Comments, questions, concerns??? Leave them below in the comment section…

Shopkick Review – Is This Place a Scam?

shopkick review

Shopkick is a pretty interesting app that pays you for your ordinary shopping. But is it worth your time? Or is shopkick a scam that just suckers people into wasting their time with little payout? In this review I will be answering exactly that. I have used shopkick for some time now and am going to share with you the different ways you can earn money with it as well as some complaints I, and others, have about it.

If you know me, then you know I love to make money in as many ways as possible. Even if its just a small income stream from an app like shopkick, I like it.

Related: To learn about my number one cashback app read this.

shopkick reviewShopkick Review

  • App Name: shopkick
  • Website:
  • Price: Free
  • Rating: I’ll go over this at the end

The shopkick app is very interesting. It gives you the ability to make money in 5 different ways, some of which I have never seen any other app offer.

The overall goal of this app is promote product awareness. What happens is big stores like Walmart, Target, Starbucks, Best Buy, etc. pay shopkick to promote their products. And then shopkick pays you some of that money for using the app.

And to start out this review I want to go over exactly this… the 5 ways to earn money with shopkick.

5 Ways To Earn Money With ShopKick

Well you actually won’t be earning money directly. You will be earning “kicks” which then can be redeemed for money. But I’ll go over that later.

#1 – Walk In To Stores

Yes it can be as simple as walking into a store. You don’t have to buy anything or anything of that sort. All you have to do is walk in, turn on the app at the store entrance, and earn kicks.

You will have to make sure that bluetooth and the location service on your phone is turned on so that the app can detect your location.

You will only be rewarded with kicks for entering select stores. If you aren’t rewarded with kicks, you should try refreshing the store page on the app. Sometimes it won’t pick up the signal that you are entering the store and a simple refresh will fix that.

Stores like Target, Best Buy, JCPenny’s, Macys, Old Navy and other stores like these are the ones that participate in this.

This is the only app I know of that will reward you for something like this.

#2 – Scan Items At The Store

I’m not talking about scanning receipts here. I’m just talking about scanning items at the store. Literally scanning bar codes on shelved items as if you work there or something.

Why does shopkick reward you for this? Don’t know and don’t care. All I know is that you get rewarded for scanning shopkick barcodes.

The downside is that you can only do this at participating stores and with certain items that you will find on the app. So its not like you can go into Walmart and just start scanning every item on the shelf.

#3 – Buy Items With Your Credit Card

I am really fond of this feature. You can link your credit card to the app and it will reward you with kicks every time you use that credit card to purchase items from participating stores.

The app will track your purchases made on the particular card you linked and look into what is “rewardable”.

You don’t have to do a thing. Just shop like you normally do and be grateful when you get rewarded for making a purchase that shopkick likes.

#4 – Upload Your Receipt

Certain items at participating stores will be considered “kickbate” and you can get kicks for buying them and then uploading your receipt as proof.

They call them kickbate because they are bate to lure you into buying them for kicks.

I wouldn’t go out of my way to buy kickbate items, but it is nice when you buy ordinary purchases and some of your items turn out to be kickbate which means you can upload your receipt and get kicks.

#5 – Refer Your Friends

If you refer other people to shopkick you can earn kicks when they earn kicks. Its not like they will earn less because of you. They will earn the normal amount but you will earn some on top of that.

Getting Paid

Of course the whole point of using shopkick is to get paid. So does shopkick work acutally? Heck yes it works!

As I mentioned above.  You first get paid in “kicks” which you then can redeem for rewards such as gift cards for Target, Walmart, Starbucks, Best Buy, etc.

Generally, around 250 kicks equal a dollar, but this can vary slightly depending on the reward that redeem them for.

To redeem shopkick rewards you don’t have to do anything special. Once you have the amount of kicks needed for a specific reward, you are then able to redeem it.

ShopKick Complaints

Shopkick is a pretty trustworthy business. They have a good reputation and there really aren’t too many complaints about them compared to other similar businesses in this type of industry.

As you can see on Google Play it has over 200,000 ratings and averages 4.2/5.

The most common complaints you will find are that shopkick steals your kicks, closes your account for no reason and things of this nature. I don’t have any personal experience with them doing things like this but I can tell you that many of the people complaining about things like this have had problems due to the shopkick terms of service violations.

Final Thoughts & My Rating


I rate shopkick pretty high with a 7.5/10 because this app is very unique. I like how it offers strange ways to earn kick, like by just walking into a store. No other apps that I know of offer rewards for such silly tasks like this.

The reason I don’t rate it any higher than this is just because you earn very very little. But that is expected.

I would recommend this app to people who are looking for a little extra pocket change doing the things they already do…. shopping. Just don’t expect to make much.


Also I suggest you check out my review of iBotta, which is a cashback app that gives you money back on grocery shopping. It is my favorite app of this kind and offers good deals. You can make an extra $10 – $15 or so a week if you know what you are doing. You can read my review here.

What do you think of shopkick? Comments, questions, concerns? Leave them below in the comment section…

Favado Grocery App Review – Is It Worth Your Time?

favado grocery sales review

As you may or may not know, I am a money saving connoisseur. So giving the Favado Grocery App to save money a try was a no-brainer to me. I use cashback apps to save money on everyday grocery purchases (my favorite is iBotta), but I had never used an app like Favado before.

To summarize this entire review… Favado is definitely one of my more favorite apps out there. There is no doubt it can help you save money on grocery shopping and overall, I’m a fan. In this review of Favado I’ll be going over details about the app itself, some common complaints about it, and whether or not I think its worth your time to be using.

favado grocery sales reviewFavado Grocery Sales App Review

  • Name: Favado Grocery Sales
  • Type: Grocery savings app
  • Price: Free
  • Rating: Revealed at the end

To start off this review I want to first go over the big picture overview of what this app is all about just for those of you who are new to all of this.

App Overview

The Favado app doesn’t give you cash back, it doesn’t pay you in any way like the grocery cashback apps that are out there. But what it does do is simple… it notifies you of sales, which in turn saves you money on your normal grocery shopping.

Favado tracks item prices at over 65,000 grocery and drug stores all across the US. It identifies the best deals for all your necessity items each week and helps you decide where you should be shopping on a weekly basis.

They have been around since 2013 and have managed to keep a pretty good reputation among their app users, which says a lot. Just to give you an idea of what I’m talking about here, take a look at the app rating on Google Play. It has received more than 12,000 user ratings and has a 4.3/5.

Favado Grocery Sales

How It Works

Favado is updated on a weekly basis to notify you of sales on items in grocery and drug stores around your local area.

Select The Stores You Shop At

When you log into the app, Favado will give you a list of all the stores it tracks that are in your area. As I said earlier, it compiles sale information from over 65,000 stores across the US, so if you shop at a well known store, its probably listed.

You will need to select the stores that you shop at from the list.

View Sales At Specific Stores

Once you have selected the stores that you want Favado to track sales for, you will instantly be able to see that sales that are going on in your area. And these sales are arranged into categories such as Breakfast & Cereal; Cookies, Snacks & Candy; Produce, etc.

View Sales Only On Specific Items

In the app you will be able to click on any of your stores that you added and look at all of the sales at the particular store. There is a tab at the top where you can select whether you want to see all of the sales, just the top sales, or sales on products and brands that you have favorited.

Obviously you aren’t going to really want to go through and look at all of the hundreds of sales that are going on in your area because that is very time consuming. That is why the favorites, or “for me” option is very useful. There are thousands of products that are on sale at grocery stores that you have no interest in, but with the favorites option you can view sales on only the items that you have an interest in.

Search For Particular Items

If you want to check for sales on a particular item, you can also search for that item by typing it in the search bar inside the app. This will bring up any sale information (if any) on that item in your list of stores.

This comes in handy when you are going out to purchase an item for a special occasion, but this item isn’t worthy of being on your favorites list because you don’t normally purchase it.

Favado Complaints

As with anything in life, no matter how good or bad it is, there are going to be complaints. There is just no way around this.

And Favado is no exception to this. Although I think the app is pretty darn good an useful, some other people think otherwise.

The number one complaint that I came across with this app is that it incorrectly list sales that are outdated and not going on anymore. Complaints like this seem to be rare considering the large amount of shoppers that use this app, but nonetheless, they are there and I don’t doubt their truth.

I have not personally went to the store for a sale that Favado told me about to find that there was no sale, but I’m sure it happens. There are always going to be mistakes.

Final Rating & Is It Worth Your Time?


I rated this app an 8/10 because it is extremely easy to use, it can benefit just about everyone, it’s free, and there aren’t many complaints about it.

I would say that the Favado Grocery Sales app is definitely worth your time if you are a big grocery shopper. For those of you who don’t do much in the way of shopping it might not be worth your time. But for those parents out there that are feeding many hungry mouths, this might be worth giving a try.

Favado can help you save 50-70% on items that you might not save on otherwise because you may not know of sales going on at particular stores in your area. So if you have the time to scroll through an app and look at deals, and you are willing to go to different stores in your area, then I suggest getting Favado.

The Favado Grocery Sales app can be downloaded for Apple devices at the App Store or for android devices at Google Play.

Another Suggestion: If you want to save more on your grocery shopping I suggest using a free cashback app called iBotta. With this app you can shop as you normally do, upload your receipt to the app, and get cash back on some of your purchases. This is an app that I use religiously and think everyone should be using. You can read my review on iBotta here.

What do you think about Favado? Comments, questions, concerns? Leave them below in the comment section…

Is AmeriPlan a Scam? Don’t Sign Up Just Yet

Everyone seems to be talking about how AmeriPlan is this amazing business opportunity. But should you trust them? Is it legit, or is AmeriPlan a scam? I should have written this review a while ago, but at least I’m finally getting to it now. In this review I’ll be going over all you need to know before you make a decision on whether or not to sign up. I’ll be going over their background, the products they offer, their commission structure, and the opportunity that is there.

I am not trying to sell you on AmeriPlan. I am not an affiliate and this is a completely unbiased review.

So take 5 minutes to read over this and get a better idea of what you may be getting yourself into if you decide to sign up.

Related Post: Is Melaleuca a Scam?

is ameriplan a scamAmeriPlan Review

  • Name: AmeriPlan
  • Website:
  • Founders: Dennis & Daniel Bloom
  • Price: $24.95/month – $150/month + $20 – $30 registration fee (one time only)
  • Rating: Revealed at the end

Overview & Background

AmeriPlan is a MLM style business that provides discounts on products that fall into the health and dental categories. Although they do provide discounts and cover some of the expenses that come with health and dental care, they make it very clear that they are not an insurance company.

AmeriPlan has been around for quite some time. They were founded in 1992 by Dennis & Daniel Bloom, who are brothers.

Overall, I would consider them to have a pretty rating among their customers/business partners. On they have a rating of 4.2/5 and on GlassDoor they have a rating of 3.4/5. People that post on Glassdoor tend to rate businesses pretty harsh, so a 3.4 is fairly good.AmeriPlan Reviews

Who AmeriPlan Is For

There are 2 types of people that AmeriPlan is for, those who are in need of medical and dental related products and services, of course, and those who are just looking to run a home-based business promoting AmeriPlan to other people.

The reason AmeriPlan is good for people with the need for health related products & services is because it can save them money! Insurance plans don’t cover everything, and with AmeriPlan you can get some extra coverage on top of what you already get. There are 3 coverage packages offered that I will go over next.

As far as people looking to become IBO’s (independent business owners), AmeriPlan is something that any member can go out and promote and earn commissions on sales. They have a very lucrative commission structure and that is the reason there are so many people trying to recruit others into buying a subscription. I’ll go more over this later.

AmeriPlan’s Products & Services

AmeriPlan offers a good number of different membership plans, but the 3 most common include…

AmeriPlan MED Plus

This plan will cost you $24.95/month and covers you entire household. Its coverage includes…

  • Access to doctors by phone and email 24/7
  • Savings on current & prior medical bills
  • Discounts on prescription drugs
  • Discounts on MRI, CT Scans, Blood work, and other ancillary services

On top of the $24.95/month, there is a one-time registration fee of $20.

AmeriPlan Dental Plus

This plan is also $24.95/month and covers your entire household. It’s coverage includes…

  • Dental care coverage, which includes teeth cleaning, fillings & crowns, orthodontics care, etc.
  • Vision car coverage, which includes eye exams, frames, lenses, etc.
  • Prescriptions drug discounts
  • Chiropractic service discounts
  • Wellness screening discounts
  • Hearing car discounts

As with the plan mentioned above, this one is also going to have a one-time $20 registration fee.

AmeriPlan Deluxe Plus

The Deluxe Plus plan will cost you $39.95/month and provides coverage for the entire household as well. Basically this plan is both the MED Plus plan and the Dental Plus plan combined. It’s coverage provides…

  • Access to doctors by phone and email 24/7
  • Savings on current & prior medical bills
  • Discounts on prescription drugs
  • Discounts on MRI, CT Scans, Blood work, and other ancillary services
  • Dental care coverage, which includes teeth cleaning, fillings & crowns, orthodontics care, etc.
  • Vision car coverage, which includes eye exams, frames, lenses, etc.
  • Prescriptions drug discounts
  • Chiropractic service discounts
  • Wellness screening discounts
  • Hearing car discounts

The one-time registration fee for this plan will be $30.

As I noted, these are the 3 most common plans. If you really feel like getting some serious discounts then there are more expensive plans available. I’m not going to go over them, but just to give you an idea their AmeriPlan Platinum FreedomPass costs $150/month and has more benefits, such as dining, automotive, recreation, shopping, & more discounts

AmeriPlan Compensation Structure

There is a reason that some people seem to go crazy promoting AmeriPlan. And this reason is that recruiting others to join can be very lucrative if you are good at it.

By recruiting other people into AmeriPlan and getting them to promote it to others, just as you have, you can make money off of the sales that your recruits make, and the sales that their recruits make, and so on. This is what you call MLM, or multi-level marketing.

Their compensation structure is listed as follows…

ameriplan compensation plan

I don’t want to get too into this because I feel that I could write an entire post on it. But basically what you need to know is that it goes 5 generations deep at the most.

If you are good enough to work your way up to the top level you can earn 15% from your recruits (1st gen), 10% from your recruits’ recruits (2nd gen), 5% from your recruits’ recruits’ recruits (3rd gen), 3% from your recruits’ recruits’ recruits’ recruits (4 gen), and 1% from your recruits’ recruits’ recruits’ recruits’ recruits (5th gen).

I know that sounds confusing, but it really isn’t

If you can work your way up to the top, there is no doubt that a lot of money can be made. The problem is getting there.

2 Ways To Make Money With AmeriPlan

You can make money by either selling AmeriPlan’s membership plan product to people, or you can make money by recruiting other people to go out and sell AmeriPlan’s products.

If you want to make as much money as possible, then of course you are going to go out and try to recruit other people so that you can take advantage of AmeriPlan’s 5 generation deep compensation structure.

But even when you do actively try to recruit new members in, you are going to get people that are not interested in recruiting members of their own and are only interested in the membership for the discount health and dental benefits.

AmeriPlan Complaints

There is nothing unusual or spectacular about the complaints you will find. As with any business, no matter how good they are, there are going to be complaints.

If you search around on complaint boards such as Pissed Consumer you will find complaints about their coverage not covering what it is supposed to, people being charged for their membership after they canceled, and so on.

The biggest complaint has got to be the fact that if you are going to try to make good money with AmeriPlan you are going to pretty much have to heckle and harass friends, family, and strangers to sign up. This is common with any MLM style business.

But there really aren’t that many complaints considering how long this business has been around.

Final Thoughts, Rating, & Opportunity Outlook


I may not be a huge fan of MLM businesses, but AmeriPlan does provide good services, has a good compensation plan, and has been in business since 1992. That said, I gave them a pretty good rating of a 7.5/10 and can tell you that they are not a scam.

But if I were you, I would give it a second thought on whether you should join or not. The opportunity isn’t as great as it once was. They have been around for a while and the market is much more saturated and there is just overall much less interest in AmeriPlan.

If you take a look at Google Trends, which shows the popularity of search terms over a period of time, you can see that people have lost interest…

What do you think about AmeriPlan? Comments, questions, concerns? Leave them below in the comment section…

Is Checkout 51 a Scam? Here Is My Review

is Checkout 51 a scam

If you are looking to get cashback from shopping, then Checkout 51 is one of your options. But is this place any good? Should you trust it? Or is Checkout 51 a scam that you should avoid?

As you may know, I am a huge fan of making money in some rather unconventional ways. I make my living online and by being “thrifty”, using cashback apps and such. So this is something that I am very familiar with. I have used the Checkout 51 App in the past and have recently given it another try to see if it beats my current favorite cashback app, which is Ibotta.

After giving it another try and seeing how it holds up against the competition, I have come to write this review of Checkout 51 that includes everything you need to know before you decide to get the app or not.

checkout 51 reviewCheckout 51 Review

  • Name: Checkout 51
  • App Type: Cashback app
  • Website:
  • Price: Free to use
  • Rating: Revealed at the end

Before I get into the meat of this review, if you are wondering what is Checkout 51?, then let me explain it very simply… It is a cashback app that pays you rebates for shopping for normal daily necessities. Its pretty much like free money because it gives you money for things you are going to buy regardless.

I consider Checkout 51 to be one of the better cashback apps that are out there. There aren’t really any that are a lot better than others, but Checkout 51 definitely ranks on the better side of them.

To start off this review I want to go over exactly how Checkout 51 works so you know what you are dealing with here.

how Checkout 51 works

1) Browse Your Offers & Buy At A Store

When you open up the app, or when you sign into your account at, you will be able to look at a list of offers that are available in your area.

Buy any of these items an you will be eligible to get cashback on them.

2) Upload Your Receipt

This can be done through the app or on as well. All you have to do is take a picture of the receipt and upload it for verification of your purchases.

3) Earn Cash Back!

Its as simple as that. You shop like you normally do, only this time you upload the receipt to Checkout 51 and you get paid for doing so.

Cashback is usually awarded to your account within 24 hours.

What Items Are Available for Cashback?

Think grocery stores… the types of items sold at stores like these are the ones that are available for cashback. Its mostly food items that Checkout 51 has offers for but they also run offers for personal care products like shampoo, lotion, vitamins, cold medicines, etc, as well as household cleaning products.

Generally, you can get better cashback deals on the offers for non-food items, like personal care products and cleaning products.

Just to give you an idea of what products you can expect to see on the offer list, I took a few screenshots of some offers currently available…

Here are the most popular redeemed offers of the day…

And here are some other food offers…

And here are some personal care and cleaning product offers…

Oh ya, and if you have baby or toddler, you can get a good bit of cashback on products they will need such as diapers, wipes, pull-ups, etc. They seem to offer the best cashback deals on these types of products.

As you can see below they offer as much as $10 cashback on some of these products!

One of the nice things about Checkout 51 is that many of their offers are available for a cashback rebate from ANY store. So it doesn’t matter if you buy the products at Walmart, Wallgreens, etc., you can still get the cashback.

Getting Paid

Checkout 51 has a $20 threshold that you have to meet before you can cash out. Some people will complain about this, but honestly I don’t see what the big deal is. If you grocery shop on the regular, this isn’t that difficult to meet if you know what you are doing.

But anyways, once you have $20 in your account you can cash out.

Once you have that $20 or more, you can cash out via PayPal or a mailed check. The PayPal option is rather new and I believe that they just started using PayPal in December of 2016.

PayPal is definitely what I recommend because you can have the money you cashed out almost instantly.

Checkout 51 Complaints

There aren’t really any unusual complaints, or even that many total complaints about Checkout 51 for that matter.

Personally, I don’t have any complaints. They offer some pretty good cashback deals compared to the industry standard, so I can’t complain there. I also like how many of the offers are available for a cashback rebate at ANY store, and are not limited to just certain stores. That is really nice.

Most of the complaints I have heard and read online deal with people having their accounts shut down. I’m sure that some people unfortunately have their accounts closed for no good reason, but you are going to have legitimate complaints with any good company.

Most people have their accounts closed for violating Checkout 51 terms. Its important to skim over these terms so that you don’t have yours closed.

One common term that is violated is that people try to upload receipts from outside their specified location. If you live in Pennsylvania, like me, you cannot upload receipts from Florida when you are on vacation. I know that’s dumb but that’s the way things are.

Final Thoughts & Rating


Overall, I really like Checkout 51, so I gave it a 7/10 rating, which is pretty good because I rate things critically. I still rank Ibotta as my favorite cashback app just because they seem to have more offers, they have a lower cash out threshold, and I like that they give you $10 free just for opening an account.

The bottom line here is this… if you aren’t using a cashback app then you are out of your mind. It only takes a minute to upload a receipt and you are going to shop regardless, so why not?

Read My Ibotta Cashback App Review Here

What do you think about Checkout 51? Comments, questions, concerns? Leave them below in the comment section…

Is Lucktastic a Scam? My Honest Review

There are a lot of apps out there that promise to make you easy money, but some turn out to be scams. If you are wondering whether Lucktastic is a scam or not, you came to the right place.

There has been a lot of hype over this app so I decided to give it a try and see if it really lives up to what they say. Now that I have tried and tested it, I know from experience whether its a scam or not and will go into full detail in this review.

Spoiler: Its not a scam, you can make money, but this isn’t for everyone

lucktastic reviewLucktastic Review

  • App Name: Lucktastic
  • Type: Make money app
  • Price: Free (completely free)
  • Rating: Revealed at the end

To download the Lucktastic app you can do so at You must have an iPhone or Android device to do so.

When I joined Lucktastic, the first thing I wanted to do was figure out how this all works. Its important to see how an app works and make sure that it makes sense before spending a bunch of time on something that is just a waste.

How Lucktastic Works

Its nothing unusual and there are websites out there that provide the same sort of service.

You make money by playing scratchcards (aka scratch-offs), which are those matching scratch-off games you can purchase at gas stations, just these scratchcards are all done through the app.

The cool part is that you don’t have to pay a cent to play these scratchcards. Its kind of like making free money in a way. But the catch too it all is that you have to watch ads in order to play.

Paid advertising is how Lucktastic makes their money, and this is how they are able to pay you. Big companies pay them to advertise to their app users, and they entice users to watch the ads so that they can play the scratchcards and win money (or rewards).

Examples Of The Scratchcards You Will Play

As you can see below, there are a number of different scratch games you can play. And the rewards vary between cash and tokens, which I will go over later.

The amount of the reward also varies quite a bit. Below you can see that there is a game of “Lady Luck” that you can play for a chance to win $100, and then there is the “Bowling 300” game that only gives out a $2 prize if you win. There are also scratchcards that have prizes in the thousands of dollars range.

As you can imagine, the bigger prizes are more difficult to win than the lesser ones.

There are different types of scratchcard games available for you to play, but just to give you a basic example of what you can expect, I have taken a screenshot of “Cat Scratch Fever” below. In this game all you do is scratch your symbols, and if you have 3 matching ones you win the prize.

How Much Money Can You Make?

This is just like any lottery type game that’s out there. You can make 10’s of thousands of dollars at Lucktastic….if you get lucky.

On they show people that have won a ton of money like this lady below…

I do believe that these winners are real and all, but like I said, these people are extremely lucky.

Of course Lucktastic is going to show their biggest winners to entice people to sign up and play, but don’t expect to earn anywhere near what these people are earning.

Most of the scratchcards are going to be losers and you aren’t going to earn any money. However, they do have a bonus play, where you can at least earn some tokens. This at least gives you a little reward even when you lose.

Generally you can expect around 10 tokens, give or take, when you lose.

Rewards – Getting Paid

Everyone’s favorite reward seems to be gold old fashion cash money, and lucky for you Lucktastic does alow you to cash out via Dwolla, which is similar to Paypal, or you have the choice to have them mail you a check or even give you a Visa gift card, which is basically straight money.

If you don’t want regular old money, you can get your reward via gift cards. Lucktastic offers all kinds of giftcards.lucktastic rewards

You can get giftcards for Amazon, Walmart, Best Buy,, Burger King, and plenty other places.

There is no reason why anyone shouldn’t be able to find a gift card that they will like.

Tokens Vs Cash

As I’ve mentioned several times, you can win both cash and tokens when you play at Lucktastic.

If you win cash, then that is easy to know the value of… $1 = $1. But what if you win tokens?? How much value do these have?

Well the value of a token varies with what you want to do with that token. Take the screenshot above as an example.. It shows that you can redeem 15,000 tokens for a $10 gift card, or you can redeem 23,000 tokens for a $5 giftcard.

And the value of the tokens here would be …

  • $5 Gift Card: 23,000 tokens / $5 = 4,600 for just $1
  • $10 Gift Card: 15,000 tokens / $10 = 1,500 for a $1

So as you can see, the gift card is the much better deal. With it every 1,500 tokens = $1, whereas with the gift card every 4,600 tokens = $1.

Tip To Earning Money at Lucktastic

Now obviously you aren’t going to make much money at all, unless of course you get lucky and hit the jackpot. But more than likely you won’t.

My advice to you would be to take advantage of the Daily Rewards. If you go to this section in the dashboard you will see this…lucktastic daily rewards

Just by doing one scratchcard you can get your daily rewards. And if you do this every day you can earn 10,000+ tokens a month. All just by doing this every day which only takes several minutes.

Its still not going to be much, but an extra gift card every month is a nice reward to get.

Final Thoughts & My Rating


Well… Lucktastic is definitely no scam, and I really like this app. I decided to give it an 8 out of 10 because its a fun app, but there just isn’t that much earning potential (which is expected).

Originally I downloaded the app to just test it out and review it. But I think I’m going to keep it and earn a few extra bucks every now and then.

I recommend Lucktastic to anyone looking to earn some extra bucks in their spare time. So if you are someone that likes paid rewards sites like SwagBucks, then you will like this app. Just don’t expect to get rich by any means. This is something I would do if I had a some extra time and was bored, but I definitely would not put an effort into making money with this app.

If you are looking to make a real income online, then Lucktastic isn’t what you are looking for. I suggest you read about what I recommend here.

What do you think of Lucktastic? Any comments, questions, or concerns? Leave them below in the comment section…

Online Jobs for Felons – Consider This

online jobs for felons

Online jobs for felons can be difficult to come across. While they can be easier to find then your traditional job, nonetheless it can still be a challenge to find a good online job when you have a felony on your record.

Just about any online employer is “off limits” for you. Even companies like Uber will not hire felons to work for them, and they are well known for their lenient hiring criteria.

So what are your options? Don’t worry, there are still lots of opportunities out there and the worst thing you can do is lose hope.

What Opportunities Are There?

Ok, so pretty much any employment opportunity that runs a background check is off-limits. Of course it depends on the nature of your felony, but in general you won’t be able to get hired. This includes any online job where you will be working for a big company. And it even includes jobs where you do freelance work where you are considered an independent contractor.

So then what can you do?

What I think is the best choice is to start your own online business. This way you can work for yourself, have a flexible schedule, and there is plenty of earning potential. Having your own online business is the only way that I know for a felon to make “good” money online.

And online business happens to be how I make all of my money, so its something I have experience in and something I know a lot about.

* By the way, I know several people with felony records who earn full-time incomes doing what I’m doing.

What Type Of Online Businesses Are There?

There are a lot of different online businesses that you can have, but I’m going to go over the easier ones that individuals can be successful at. These include dropshipping, blog advertising, and affiliate marketing. Each of these businesses can be very lucrative, but I’ll go over each and tell you which is my suggestion and why.


Dropshipping is part of ecommerce. What you do is set up your own online store and sell products just like any store would. But it is behind the scenes where it gets easy for you. Instead of having inventory and all the products waiting for you to ship them out, you simply contact the manufacturer and have them ship out the product directly to the buyer. So you never even touch the product.

Ex: Cindy buys a fishing rod on your site, you get paid from Cindy, you then pay the manufacturer to ship the product to Cindy.

Dropshipping can be very lucrative and its something that you can be successful at individually, but it can be a hassle. With this you have to deal with returns, customer service, and all the other problems that come with selling thing.

Blog Advertising

Blogging is when you simply write posts and publish them online for everyone to see. If you are a good writer you may be able to attract a following of readers that visit your site. Once you get enough visitors on your site consistently, you can start advertising and make money.

Google adsense is the most popular of the advertising providers. Basically you will past a code on your site and Google will put ads up for you and you will get paid for every click or view that those ads get. So the more blog traffic you get, the more you get paid.

There are plenty of people that make full time incomes blogging and advertising, but its not my recommendation. It takes a long time to get your site to be big enough to where you can make a lot of money doing this. Google adsense doesn’t really pay that well and it will be a struggle to make a lot of money here, although it is possible.

Affiliate Marketing

This is what I suggest. Affiliate marketing is when you simply refer someone to buy a product or a service and you get paid a commission to do so. There are different ways you can go about this but having your own website is the best way.

So basically you have your site where you promote products with affiliate links. You get people to go to your site. People click your affiliate links and are directed to the seller. They buy from the seller and you get paid just for referring them.

This is how I make my living online and I think it is an amazing way to do so. You only have to worry about referring people. You don’t have to worry about customer service, or anything like that. The seller takes care of that. All you do is get people to go to the seller.

How Easy Is This To Do?

The fact of the matter is that it will take time and work. But the fact of the matter also is that I make a full-time income affiliate marketing online and I personally know many others that do as well. I know people making well over 100k a year doing this. And.. on top of all of this.. I know a couple people that have felony records that are now making their livings affiliate marketing online.

It isn’t necessarily easy or everybody would be doing it. But it is something that is doable and it is also something that people with felonies on their records can do and make a lot of money doing so.

How To Get Started

I have already written a page that will give you more details on affiliate marketing and will also go over how you can get started for free.

You can learn more about affiliate marketing here.

What Is The Wealthy Affiliate Community Like? Unlimited Help

what is the wealthy affiliate community like

what is the wealthy affiliate community likeWhen it comes Wealthy Affiliate and other online business training programs, I think the community is very important. When you look into getting started in various programs they always tell you about all the tools and training they provide, but for some reason they skip over the community aspect of it all.

Having a vibrant and active community can be a goldmine of free information and you can’t really put a price tag on this.

If you are looking to get started with my number 1 recommended online business training, Wealthy Affiliate.. you might be asking yourself what is the Wealthy Affiliate community like? Is it active? Are the members helpful?

These are questions that need answered and that is exactly what I’m going to go over right now. And here is a spoiler for you if don’t feel like reading all of this… ITS GREAT!

The first thing that I want to go over is how the whole community forum is laid out so you can see how you communicate with others and get the help you need.

Community Forum Layout

If you would compare the layout of Wealthy Affiliate’s forum to similar programs’ forums, it would be like comparing a diamond to piece of cubic zirconia. Wealthy Affiliate’s community forum has an amazingly simple, yet very effective layout, which makes it very simple to get the help you need.

The forum consists of Activity, Classrooms, Top 10, and Notifications. Each of which I will be covering so you know what they are, and how they can get you help. I’m going to go a little out of order here though and start with classrooms, because I think they are the most important.

#1 Classrooms

There are 13 different classrooms that you can enter to seek help on a particular topic. These classrooms are all based around a different area of online business.

The different classrooms include Getting Started, WA Affiliate Program, Keyword, Niche & Market Research, Everything WordPress, Authoring & Writing Content, Search Engine Optimization, Social Engagement & Marketing, Website Development & Programming, Local Marketing, Video Marketing, Email Marketing, The Wealthy Affiliate Platform, and Pay Per Click Marketing.

As you can see from the screenshot I took below, these classroom forums are jam packed. In the Getting Started classroom, which is particularly helpful for those just starting out, there are 739,000 comments, and 22,280 questions!

Each of the 13 different classrooms at WA include Courses, Video Training, Tutorials, Questions, & Comments. As you can see from the screenshot I took below of the Search Engine Optimization classroom, which is all about getting your website ranked in Google

One of the really cool things about the community forum is that anyone can create training on different topics. And if your training is good, and it gets lots of likes, then it will become more popular and people will be able to find it easier.

All of the training that community members create adds and supplements the training that Wealthy Affiliate creators themselves have already created. This creates an absolute abundance of training.

#2 Activity

This is going to show you what is current. If you want to look at current unanswered questions people are asking, popular blogs & training, or success stories, you can do that here. You can also limit if you only want to see activity from friends or referrals if you wish.

In this activity section of the forum, you will see 3 things… questions, training, and blogs. This is where you can stay up-to-date with what is going on in the community.

I would say that this is most important when it comes to changes in the online world. Because if there is a change, say Google changes its policies, this is where you are going to be able to stay on top of things and make sure your online business stays in tip top shape.

#3 Notifications

This is a very important area of the forum and it really helps you stay on track and keep up with everything that is going on.

If you comment on a lesson in the training and someone replies to your comment, you will receive a notification so you can see what they said. Or if someone leaves a message on your profile, you will be notified here. Or if you ask a question somewhere and someone answers it, you will be notified here.


This works similar to Facebook’s notifications. It just keeps you notified with everything that you have been involved in and really is a life-saver.

#4 Top 10

I would say that this is the least important part of the community forum, yet it is still important. This is exactly what it sounds like… the top 10 most popular blogs and training.

The reason that these are the most popular is quite simply because they are good. So its nice to have this section because newbies can go here and see whats good.

I would particularly stress the importance of going through the training in this top 10 area. If its ranked here that means there is a lot of activity and a lot of people like it… so its important.

Stuck In Training? Not a Problem

The training at Wealthy Affiliate is the number 1 reason that people sign up. They want a proven blueprint that they an follow to create an online business, and that is exactly what WA provides.

But you are bound to get stuck at some point in the training and need some help. Luckily for you, getting this help is simple. At the end of each training there is a discussion section in which members interact and talk about the lesson, asking questions and such.

When you ask a question in one of these discussion sections, a notification will show up in the Notifications tab of every member’s forum that had commented in the particular section. So getting answers doesn’t take long.

The discussions are excellent places to talk with other members that are going through, or have just went through, the same thing you are doing.

Contact Community Members Directly

If you have a question or want to communicate with another community member directly, you have 2 choices…

#1 Leave a Comment On Their Profile

Every member at WA has a place one their profile where you can leave comments. Below is a screenshot of my profile…

#2 Private Message

You also can send direct messages to other WA members. This is a great way to contact people directly and privately. When you send a direct message only you and the person you sent it to will see it.

It Doesn’t Get Much Better

Actually I don’t know if it gets any better. WA’s community forum is very well laid out and organized. This makes it much easier for members to used and this leads to more activity within the community.

WA’s community is very active and helpful. The amount of information you can learn just from communicating with like-minded people is endless. Its an absolute goldmine.

I have been a member since 2015 and still learn new things all the time just from the community at WA.

How to Become an Amazon Affiliate Marketer – 6 Simple Steps

how to become an amazon affiliate marketer

Being an affiliate marketer for Amazon can be a very rewarding career if you do it right and are good at it. But how do you start? Learning how to become an Amazon affiliate marketer is important. This isn’t something you just go out and do one day and make a ton of money. You need to get on the right path to be successful.

Affiliate marketing is one of the least stressful online career paths in my opinion and it is how I make most of my online income. What makes it so awesome is that you make money without having your own product. All you do is refer people to Amazon and have them buy products that are proven to already sell good.

Amazon has the largest affiliate program in the world, so it is no wonder that you want to be an affiliate with them. There is a lot of opportunity there.

But how do you get started? Where do you begin?

I’m going to go over step by step how I recommend beginners to get started. I know this works from years of experience and have helped many others get started doing exactly this..

Step 1: Figure Out What You Want To Sell

When it comes to affiliate marketing it is more beneficial to focus on a particular group of people (niche) and target them. You will make more sales this way and earn more money.

So what are you interested in? What are you hobbies?

Do you like camping? Then sell camping products. Do you like cooking? Then sell cooking products. It doesn’t really matter. Amazon has over 450 million products in the US alone, so there are plenty of options.

Step 2: Build A Website

Everyone seems to be scared of building a website when they really shouldn’t be. Its not hard anymore like it used to be.

I’ll show you later how you can build a site in a few minutes and also how you can get a free website and hosting. This way everything is simple and you don’t have to spend a dime.

Your website is going to be based around what you chose as your interest.

Ex: If you like camping your website can have a camping theme to it and you can promote Amazon products that have to do with camping.

Step 3: Get Visitors To Your Website

Now you need people to come visit your website. Without any website traffic, it will be impossible to make any money.

So how do you get traffic?

Do you advertise online? You could but I don’t recommend that because it can dig a hole in your wallet very fast. If you don’t know what you are doing advertising is not worth it.

Luckily there are other ways to get traffic… FREE ways. My recommendation, and the way I get 99% of my website traffic, is through Online Content Creation.

Online Content Creation is simple.. Your write content on your website, it gets ranked in Google, and people search Google and click on your site. This is exactly how you found this article you are reading now. I wrote it on this website and you found it on Google, Bing, or Yahoo.

What do you write about? You can write about anything. If your website is about camping then you can write about good camping gear, or the best tents, or the best camping spots in a certain location, or anything. If your site is about dogs then you can write about the best dog food, or potty training a dog, etc.

You can literally write about anything you want.

The best part about getting traffic to your site with Online Content Creation is that it is completely free and it is unlimited. You can write content one day and get people clicking on your content years later, without doing a thing.

Step 4: Sign Up For Amazon Associates

Amazon Associates is what they call their affiliate program.

The reason I am telling you to sign up after you create your site and get visitors is because of this… Amazon Associates will check your website after you refer your first customer to them. So there is really no point in signing up before you have the means to refer people their.

Signing up is free to do. Just go to, scroll down to the bottom of the page where it says “become an affiliate” and click there.

Step 5: Place Affiliate Links On Your Website

You will get your own unique links that track your sales. You will be linking from your website to Amazon products with these.

Its important not to just spam links all over your site, or Amazon will reject you.

Amazon wants you to help the customers out, not just try to make as many sales as possible.

So here is an example of how to do it.. (I’ll use the camping website example again)

You write an article about 5 Essential Survival Tools that every camper needs to have with them. And in that article you place links to the 5 tools on Amazon so that anyone who reads your article can buy them. Or maybe you write a product review of a Coleman water cooler and place a link to Amazon so that people can buy it.

There are many ways to do it, just avoid coming across as too spammy.

Step 6: Rinse & Repeat Steps 3 & 5

Now you got people coming to your website, people are reading your content, clicking your affiliate links, and you are making money.

All you have to do now is scale it up. Write more content, get more website traffic, get more people clicking your links, and make more money.

Get A Head Start In Affiliate Marketing

I mentioned above that there is a way to get a free website along with hosting. In addition to this you can also get free training and tools to help you get started.

Wealthy Affiliate is an online business platform that is specifically designed for beginners looking to get started in affiliate marketing. They have a free membership that you can sign up for and get all of this. I used Wealthy Affiliate to get started and I actually still use it today because of all the helpful resources they offer.

You can learn more about Wealthy Affiliate by reading my review by clicking the link below. If you want help and a boost getting started then I highly recommend you read this, this place is amazing.

==> Read My Wealthy Affiliate Review Here

If you have any questions, comments, concerns, leave them below in the comment section…

10 of the Best Work at Home Chat Jobs

work at home chat jobs

Working as an online chat agent has many benefits, and at the top of the list is the freedom to work from home. But what jobs are out there? What Are the best work at home chat jobs?

In this article I have compiled what I consider to be 10 of the best work at home chat jobs. The companies I recommend are all trusted and have a good reputation. If you are interested in learning more click the company’s name.

1) AppleCare 

AppleCare is what Apple calls their customer support team. They have an At-Home Adviser position that is very good compared to the industry standard. They treat employees very well and even offer paid leave.

Responsibilities include customer service, troubleshooting, and technical support. And don’t worry, Apple will train you to be great at this.

2) is a customer service outsourcing provider. They provide companies with customer service reps.

One good job they offer is called a Remote Services Technician in which you would be offering technical support for things such as hooking up a wireless network, connecting a printer, and other somewhat simple technical duties.

This is an entry level position, so the requirements are lenient. But you will probably want some basic technical knowledge if you are interested in applying here, although it is not required.

One of the specific requirements that they do list is that you must be able to type 30-40 words per minute.

3) Convergys

Convergys offers work-at-home customer service jobs throughout the US. They partner with bit fortune 500 companies and provide customer outsourcing for them.

Since Convergys works for many different companies, your job as a customer service rep could range a lot. You could be answering billing questions, service questions, troubleshooting a problem, looking at an order status, etc.

This position requires 1 year of customer service experience.

4) SiteStaff

SiteStaff is very similar to Convergys (above). They provide customer service outsourcing for other companies, which means type of support you provide will vary.

They offer the position of a Chat Host. As a Chat Host you will be performing basic customer service via online chat.

Applicants are required to be exceptional typists, being able to type 65-75 words per minute.

5) LiveOps

LiveOps provides customer service outsourcing for big companies. They offer work at home jobs in a variety of different categories, one of the most popular being retail customer service.

When you work for LiveOps as a Retail Customer Service agent, you are your own boss. You are considered an independent brand ambassador. You get to choose your schedule.

With this job you will be commonly receiving calls dealing with customer orders, inquiries about products, etc. Just basic retail customer service.

The pay varies with the client that LiveOps matches you with, but you can expect anywhere from 25-50 cents per minute you are on the phone.

There is no specific requirements as far as experience or anything like that. You just have to be a good communicator, etc.

6) Sykes

Sykes, like most on this list, is a company that provides customer service outsourcing. Many of the jobs they offer include Customer Service Representative & Travel Consultant Agent.

Work at home Travel Consultant Agent applicants must have some experience in the Travel Agency Industry. But if you apply for a Customer Service Rep job you don’t need any experience.

One of the great thing about Sykes is the benefits. They offer a good amount of benefits ranging from medical benefits, tuition reimbursement, 401k contributions, and more.

7) Sutherland CloudSource

CloudSource is another customer service outsourcing provider. Depending on the company they have you working for, your responsibilities will differ.

A typical day on the job would mean answering calls dealing with billing matters, technical issues, and product inquiries.

The requirements aren’t very strict. All you really need is a High School diploma and you must be a good communicator and have some proficiency in Microsoft Word, Excel, etc.

8) ACD Direct

ACD Direct is another place that provides customer service outsourcing.

Once employed you will be working on inbound call campaigns and various other projects.

It is preferred that you have experience as a contracted agent (of course), but its not required.

ACD Direct is not available in a number of states. You can visit their website to see if your state is on the list.

9) Alorica

Another customer service outsourcing provider here. Alorica is an award winning service.

They offer both work-at-home and in-office call center jobs.

The type of customer service you will be providing is the usual, answering questions, solving billing issues, explaining products, etc.

Like many jobs of this type, you are your own boss in a way. You set your own schedule.

As for additional benefits, they do offer medical and dental benefits that you can take part in.

10) Arise

Arise is a customer service outsourcing provider. Just as the others I have talked about, they contract independent agents (like you) to work as a customer service rep for other companies. In addition to this they also contract independent agents to work remotely with companies social media accounts.

The pay will depend on the client you are working for.

If accepted for a position, you must be able to commit to working at least 15 hours per week. Hours are flexible.

Alternative To Online Chat Jobs

If it is the freedom to work from home that you are looking for, then consider doing what I do. I write content online (just like this article) and GET PAID to do so.

I earn a full-time income doing this and work when I want.

What makes this opportunity better than online chat jobs is that I don’t work for anyone. I am not contracted with any company. I have more freedom than any online chat job out there.

I am currently offering a FREE Course where you can get started doing what I do. You can SIGN UP HERE

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