Author Archives: Kyle

Is Receipt Hog a Scam? What You Need To Know

does receipt hog work

If you know me then you know I love to make easy money without going out of my way. Even if its just a small amount, I like it. And with Receipt Hog this is possible. Like iBotta and other similar apps, Receipt Hog will give you cashback on your everyday shopping purchases.

It sounds great and all, but there are some things that you should know before you decide to sign up or not. Is Receipts Hog a scam? No, I definitely wouldn’t go as far as to say that, but there are some complaints that you should be aware of that I will be going over in this review…

does receipt hog workReceipt Hog Review

Overall, Receipt Hog is a good app in my opinion. Its still not my favorite cashback app (iBotta is my fave), but it works well and I like it.

But before I get into this review I think its important to know what exactly Receipt Hog is and how this all works

What Is It & How Does This Work?

Receipt Hog is a free app that can be downloaded on any Apple or Android device. It was developed by the market research company InfoScout with the purpose of tracking customer shopping habits.

To give you incentive to go out and use the Receipt Hog app of course they have to reward you some how. And this is why they pay you!

So its a win-win situation in some ways… you get paid to use the free app, and they get to collect data on your shopping habits.

How Do You Make Money

How you make money with Receipt Hog is pretty simple. Its as easy as 1, 2, 3.

1) You Go Shopping

One of the great things about Receipt Hog is that you can shop pretty much anywhere and get rewarded. There are not many apps like this that will allow you to go anywhere. Most of them only reward you for purchases at select stores.

2) You Get A Receipt

You just have to make sure that the store you shop at gives out itemized receipts, meaning receipts that list every item you buy, not just a grand total. Some liquor stores and places like this won’t give out these itemized receipts.

3) You Upload That Receipt

Now all you do is upload the receipt to the app. For it to count you are going to have to make sure you take a picture of the receipt entirely, meaning everything including the store name is included.

Getting Paid

Of course this is the whole point of using Receipt Hog. If you don’t get paid there is no reason to be wasting your time with it. But does it actually pay you? Does Receipt Hog work?

Yes sirs and ma’ams it does work.

But you don’t get paid in real money right away. Like pretty much every app in this industry, you first get paid in their own form of currency, which in this case are coins. These coins can later be redeemed for real money via gift cards and PayPal cash.

But besides uploading receipts, they offer 2 other ways that you can earn coins, which include their online slot machine and sweepstakes entries.

If you win a spin on Hog Slots you could potentially get lucky and earn a lot of coins with just 1 spin. They also give out the value of 1 person’s last shopping trip in coins each day. So if you are that lucky person they thats awesome.

And as for the sweepstakes, you can earn thousands of coins with one draw if you are the lucky winner.

How Much Is A Coin Worth?

To determine the worth of a coin you need to look at the rewards that have real value in which you are redeeming your coins for.

As stated above, you can cash out your coins for cash via PayPal, or you can choose to get gift cards.

You need 1000 coins minimum to be able to cash out, and this will get you $5. So in this case 200 coins would equal a dollar.

But the cool thing about Receipt Hog is that the more coins you have, the more they are worth.

Once you have 1800 coins you can cash out for $10, which means 180 coins are worth $1. And once you have 3200 coins you can cash out for $20, which means 160 coins = $1. And for 4500 coins you can get $30, which means 150 coins = $1.

How Much Can You Expect To Make?

That all depends on the amount of shopping that you do and how much you buy.

Receipt Hog pays you coins based on the totals of your receipts. The more you spend, them more coins they give you.

A $10 receipt can earn you 5 coins, $10-$50 = 10 coins, $50-$100 = 15 coins, $100+ = 20 coins, generally.

So is definitely not much, but you are going to do the shopping regardless. So… what the heck, its all profit.

Receipt Hog Complaints

With over a 4/5 star rating on Google Play and over 49,000 votes, you might think Receipt Hog is a no-brainer… but there are some serious complaints about it going around.receipt hog review

Of course you have people complaining about there accounts being shut down for no reason. But many of these people end up finding out that they have violated Receipt Hog’s terms of service, which I do recommend you read before using this app.

The bigger concern here is that recently there have been a lot of complaints about long-time members’ accounts getting shut down. And I’m talking about people who have been members for years.

In fact if I look at the ratings on Google Play at this very second there are 2 out of the 4 most recent reviews that claim this has happened to them.

I have even heard that some of these high ranking members have received emails saying that their accounts have been terminated because Receipt Hog’s community has grown too large and they can’t afford to pay all the members. So they terminate the higher ranking ones that earn more money.

This is no joke. I don’t have any personal experience with this, but I think it is a real concern that I should bring to your attention.

Final Thoughts… Do I Recommend Receipt Hog?

Honestly, I’m going to say enter at your own risk. Like I mentioned above, I haven’t run into any problems with them and have been able to get paid the money I deserve, but there are a lot of people complaining right now.

One thing that I really like about Receipt Hog is that you can go into just about any store there is and shop like you normally do. Its not like you have to go out of your way to shop and look for certain items. Just shop like you normally do and get paid.

I would however recommend the iBotta cashback app for those who do a lot of grocery shopping however. This is my favorite cashback app. You can read my review on it here if you want.

Just know that with any of these cashback apps you aren’t going to be making much of anything. Its just a way to make some extra pocket change, which is still nice.

If you want to make good money online and possible replace your income totally, then I suggest you read about how I make a living online. Its nothing that complicated really. It just takes real work, real effort, and real time. But its all been worth it for me. Click Here to Learn How I Make a Living Online

What do think about Receipt Hog? Comments, questions, concerns??? Leave them below in the comment section…

Shopkick Review – Is This Place a Scam?

shopkick review

Shopkick is a pretty interesting app that pays you for your ordinary shopping. But is it worth your time? Or is shopkick a scam that just suckers people into wasting their time with little payout? In this review I will be answering exactly that. I have used shopkick for some time now and am going to share with you the different ways you can earn money with it as well as some complaints I, and others, have about it.

If you know me, then you know I love to make money in as many ways as possible. Even if its just a small income stream from an app like shopkick, I like it.

Related: To learn about my number one cashback app read this.

shopkick reviewShopkick Review

  • App Name: shopkick
  • Website:
  • Price: Free
  • Rating: I’ll go over this at the end

The shopkick app is very interesting. It gives you the ability to make money in 5 different ways, some of which I have never seen any other app offer.

The overall goal of this app is promote product awareness. What happens is big stores like Walmart, Target, Starbucks, Best Buy, etc. pay shopkick to promote their products. And then shopkick pays you some of that money for using the app.

And to start out this review I want to go over exactly this… the 5 ways to earn money with shopkick.

5 Ways To Earn Money With ShopKick

Well you actually won’t be earning money directly. You will be earning “kicks” which then can be redeemed for money. But I’ll go over that later.

#1 – Walk In To Stores

Yes it can be as simple as walking into a store. You don’t have to buy anything or anything of that sort. All you have to do is walk in, turn on the app at the store entrance, and earn kicks.

You will have to make sure that bluetooth and the location service on your phone is turned on so that the app can detect your location.

You will only be rewarded with kicks for entering select stores. If you aren’t rewarded with kicks, you should try refreshing the store page on the app. Sometimes it won’t pick up the signal that you are entering the store and a simple refresh will fix that.

Stores like Target, Best Buy, JCPenny’s, Macys, Old Navy and other stores like these are the ones that participate in this.

This is the only app I know of that will reward you for something like this.

#2 – Scan Items At The Store

I’m not talking about scanning receipts here. I’m just talking about scanning items at the store. Literally scanning bar codes on shelved items as if you work there or something.

Why does shopkick reward you for this? Don’t know and don’t care. All I know is that you get rewarded for scanning shopkick barcodes.

The downside is that you can only do this at participating stores and with certain items that you will find on the app. So its not like you can go into Walmart and just start scanning every item on the shelf.

#3 – Buy Items With Your Credit Card

I am really fond of this feature. You can link your credit card to the app and it will reward you with kicks every time you use that credit card to purchase items from participating stores.

The app will track your purchases made on the particular card you linked and look into what is “rewardable”.

You don’t have to do a thing. Just shop like you normally do and be grateful when you get rewarded for making a purchase that shopkick likes.

#4 – Upload Your Receipt

Certain items at participating stores will be considered “kickbate” and you can get kicks for buying them and then uploading your receipt as proof.

They call them kickbate because they are bate to lure you into buying them for kicks.

I wouldn’t go out of my way to buy kickbate items, but it is nice when you buy ordinary purchases and some of your items turn out to be kickbate which means you can upload your receipt and get kicks.

#5 – Refer Your Friends

If you refer other people to shopkick you can earn kicks when they earn kicks. Its not like they will earn less because of you. They will earn the normal amount but you will earn some on top of that.

Getting Paid

Of course the whole point of using shopkick is to get paid. So does shopkick work acutally? Heck yes it works!

As I mentioned above.  You first get paid in “kicks” which you then can redeem for rewards such as gift cards for Target, Walmart, Starbucks, Best Buy, etc.

Generally, around 250 kicks equal a dollar, but this can vary slightly depending on the reward that redeem them for.

To redeem shopkick rewards you don’t have to do anything special. Once you have the amount of kicks needed for a specific reward, you are then able to redeem it.

ShopKick Complaints

Shopkick is a pretty trustworthy business. They have a good reputation and there really aren’t too many complaints about them compared to other similar businesses in this type of industry.

As you can see on Google Play it has over 200,000 ratings and averages 4.2/5.

The most common complaints you will find are that shopkick steals your kicks, closes your account for no reason and things of this nature. I don’t have any personal experience with them doing things like this but I can tell you that many of the people complaining about things like this have had problems due to the shopkick terms of service violations.

Final Thoughts & My Rating


I rate shopkick pretty high with a 7.5/10 because this app is very unique. I like how it offers strange ways to earn kick, like by just walking into a store. No other apps that I know of offer rewards for such silly tasks like this.

The reason I don’t rate it any higher than this is just because you earn very very little. But that is expected.

I would recommend this app to people who are looking for a little extra pocket change doing the things they already do…. shopping. Just don’t expect to make much.


Also I suggest you check out my review of iBotta, which is a cashback app that gives you money back on grocery shopping. It is my favorite app of this kind and offers good deals. You can make an extra $10 – $15 or so a week if you know what you are doing. You can read my review here.

What do you think of shopkick? Comments, questions, concerns? Leave them below in the comment section…

Massive Internet Profits is a Scam – Here Is Why

Massive Internet Profits review

There are about a million online scams out there and Massive Internet Profits is one of them. This scam was put together for one reason and one reason only, to make the people behind it all a lot of money, not to help make you money like they claim.

Massive Internet Profits is full of blatant lies and some very misleading information. I have not purchased the program because it is obviously a scam, and I don’t have to because I know exactly what this program and I have proof of it that I will show you in this review.

Massive Internet Profits Review

  • Website:
  • Price: $97 + upsells
  • Rating: I’ll go over this at the end

When you land on Massive Internet Profits’ homepage the first thing that you see is that there is only a limited number of spots open. They tell you that there are only 50 spots open for people that are guaranteed to make $500 with this easy and fun system.

However, there is no truth to this. This is just a form of false scarcity to get people to buy into it faster and without thinking about it so much. If you wanted to, you could come back in a week or two and it would still tell you the same thing.

Massive Internet Profits review

Below this area where you are supposed to check the availability of this opportunity you will see that they claim this program has been featured in all sorts of news outlets. This is an attempt to gain credibility in the eyes of you, the visitor. Massive Internet Profits scam

But once again this is a complete lie. You can search for Massive Internet Profits on CNN, Forbes, USA TODAY, and any other news outlet and you won’t find anything related to this program.

Then, after you take the step to check the availability and you enter your name, email, and phone number, you will see this screen appear…

This is just false scarcity again. First you thought there were only 50 spots left, but now you just found out its even more limited than you thought! Oh NO, you better sign up quick!

That is what they want you to think like. But as I mentioned above, this is a lie and you could come back at any time and there would be spots open.

The Underlying Truth of Massive Internet Profits

This website is nothing more than a funnel that is set up to get you to buy into another program called MOBE, or My Own Business Education.

How do I know this? Well I had my suspicions about this, but I found out for certain when I clicked on the disclaimer that is located at the bottom of the sales page. You can see a screenshot I took of it below…

 Why Would They Do This?

The reason these scammers set up this Massive Internet Profits program just to lure people into buying into MOBE is simple… they want money.

MOBE is an MLM structured online marketing program that not only teaches people how to go out and promote MOBE to others, but it also has a very lucrative commission structure that gives people incentive to do so.

There are plenty of other programs just like Massive Internet Profits that are designed to do the same exact thing.. funnel people into the MOBE system. Just to name a few that I have reviewed, there is The Money Academy, Online Profits Breakthrough, and more.

What Is MOBE

MOBE is an online business training platform. They offer several different memberships and provide training, tools, and a bunch of other things for people to create successful online businesses, such as done-for-you sales funnels and lead pages.

The thing about all of this is that the done-for-you sales funnels and everything are designed to promote MOBE to other people. Although it is possible to create an online business in any area you want, MOBE makes it the most easy to just go out and promote their brand.

And then as I mentioned above the commission structure at MOBE is very lucrative and attracts many people into just promoting the brand. It is an MLM style structure. MLM for those of you who don’t know stands for multi-level marketing.

MLM structures are lucrative because you can make commissions off of the people who signed up beneath you with a pyramid style structure. You make money off of the people you recruit into MOBE, and off of the people they recruit in, and so on.

MOBE Isn’t As Bad As It Seems

MOBE isn’t a scam in itself. I mean, they do put a lot of emphasis on getting members to go out and promote it to others, but I still don’t consider them a scam. They do provide good training and tools with the memberships they offer.

The problem here is that people, like those behind this Massive Internet Profits scam are making MOBE look very scammy. They are promoting it in a way that is very unethical and full of lies.

The Truth About MOBE

The truth is that MOBE isn’t any lifesaver. Just like anything, if you want to be successful online with MOBE you are going to have to work your butt off.

Those $1,250 – $5,500 commissions that Massive Internet Profits promises you do not come easy. And there is a good chance you will never see them come in because most people end up quitting and giving up on the whole online business thing once they find out how difficult it actually is to promote MOBE to other people.

Final Thoughts & Rating


Massive Internet Profits is definitely a scam. I gave it a 1/10 just for the effort that these scammers put into creating it. But all in all, its nothing but a scam. They are pretty much trying to trick people into buying into MOBE without ever actually saying it.

Its nothing more than a ploy for them to make money.

Are There Any Legitimate Opportunities To Make Money Online?

Yes there are. I actively promote a program called Wealthy Affiliate that is 100% legitimate. Wealthy Affiliate is also an online business training platform that provides tools, training, and support to start an online business. The difference is that Wealthy Affiliate helps you create an online business in your own right and doesn’t pretty much force you to go out and promote their brand.

Wealthy affiliate is also a lot less expensive than MOBE and more beginner friendly. If you want to learn more about them you can read my review here.

What do you think about Massive Internet Profits? Leave your comments, questions, and concerns below…

Blog Comments and SEO – Do This & Increase Your Blog’s SEO

blog comments and seo

Blog comments for SEO has became more popular over the years, and rightly so. The reason for this is simply because IT WORKS.

Now to make it clear, I am talking about having visitor comments on YOUR blog that boost your SEO standings. I am not talking about commenting on other blogs/forums and linking back to your site.

In this post I’m going to go over a little bit about why getting comments on your blog can help your chances of ranking higher in Google and other search engines, and then I’m going to show you an awesome tool that you can use to get unlimited unique and real human comments on your blog.

 Getting Comments On Your Blog Can Boost Your Google Rankings

Everyone wants to rank on page 1 in Google. The higher you rank, the more traffic your blog gets, and thus.. the more money you make. Of course I’m assuming that you are trying to monetize your website, which you might as well since you are getting the traffic to do so.

Getting people to comment on your blog posts is seeming to be more important to the Google algorithm lately. And although I don’t have any inside information from Google on what all reasons this might be for, I do know 2 reasons why this is the case…. and these are: user engagement and updated content.

User Engagement

Google loves to see user engagement on your website. If you have a site that people go to and then leave right away, this tells Google that people obviously don’t care for your content too much. And this will lead to lower rankings for you.

But if you can get your visitors to stick around, read over the entire post, and even comment at the bottom, Google knows you are giving readers what they want. And remember, Google is all about providing users with the best and most helpful information possible. So when Google sees that people are actively commenting on your posts, it rewards you slightly and helps your chances of ranking higher.

Updated Content

Google also loves updated content. Because updated content is the newest, the freshest, and has a good chance of benefiting its users the most.

New content, once it settles into place, has a good chance of out ranking old content. Of course this depends on a lot of factors, but generally speaking Google loves new content.

When you get comments on your blog and you approve them, this acts as a content update. With each comment you publish, your post is updated and refreshed. Google will see this and, again, your post will have a better chance of ranking higher due to it.

Even Google Tells You That Comments Help

Jennifer Slegg (author or actually questioned Gary Illyes of Google on the whole topic of blog commenting benefiting Google rankings. The reason for the questioning is because many sites routinely delete comments because they feel that they have negative effects, due to being seen as “low quality” content.

Gary Illyes confirmed that blog comments are indeed good for your rankings.

He tells us that User Generated Content, and blog comments in particular show that there is a “thriving community”. Gary Illyes then goes on to say that the “thriving community” aspect has an impact on Googles perception of the general quality of the website and content. It is obviously less of an impact and less important than the administrator published content of the site, but nonetheless it does have an impact.

How To Get Unlimited Comments On Your Blog

Ok, so now you know that comments are a good thing. Every blogger should strive to get comments on their posts. And if you aren’t already, you need to start.

But how do you get comments on your blog?

Well the obvious way is to write interesting and engaging content that gets people thinking and asking questions. You could also ask them at the end of each post to leave their comments, questions, etc. below.

But I’m not here to explain the obvious ways. What I want to introduce to you is an amazing tool that allows you to get unlimited blog comments from real people. This isn’t some bot commenting software that spams comments all over the place. This is software that gets real people to comment.

What is it? It is…


SiteComments is one of the tools available at Wealthy Affiliate. It is part of the SiteRubix website builder and website hosting platform inside Wealthy Affiliate.

I don’t want to talk too much about Wealthy Affiliate here because I have already written a very detailed review on it. But just to summarize what it is… it’s an online business platform that provides training, support, hosting, and pretty much everything you need when it comes to creating an online business via a website.

Anyways.. back to SiteComments and all of its glory.

How It Works

Step 1 – Request Comments

Once inside the SiteComments area, you will see a button you can click to request comments. You will click this.


Step 2 – Choose The Website You Want Comments On

Now you will be able to choose the website that you want comments on from a drop-down menu. This will include a list of all the sites you have hosted at Wealthy Affiliate.

If you are going to use SiteComments you are going to have to be a WA (Wealthy Affiliate) member, and you get unlimited website hosting with that membership, so you might as well use it.

As you can see in the screenshot, I’m going to choose to request comments on, which is the site you are on right now.

Step 3 – Choose What Page You Want Comments On

After you select the website in which you would like comments on, the SiteComments tool will pull up a list of every single page and post on your website in a couple seconds. All you have to do is select the one you want.

In the example below I selected a post I wrote about a traffic sharing website called Traffic Monsoon.

Step 4 – Choose The Category of Your Website

This is important and I’ll go over why later. But as for now, just make sure you choose an appropriate category. For my site I chose internet marketing.

Step 5 – Choose How Many Comments You Want

The amount you can request depends on how many “credits” you have. Each comment costs 2 credits. I have over 700 credits at the moment and am able to get 386 comments if I wish to.

Step 6 – Choose When You Want The Comments

This is pretty awesome. Obviously you wouldn’t want all 167 comments all at once. Google would pick up on the suspicious activity and it would be a hassle for you to publish them all.

The good thing is that you can spread the comments out over specific periods of time.

Step 7 – Submit Your Request

Now all you have to do is click submit and your comments will be delivered as specified.

How Does This All Work?

“Credits” are the form of currency you use to request comments. You can earn credits by commenting on other peoples’s websites, creating training at Wealthy Affiliate, referring people, and other ways.

Each comment costs 2 credits. When you use them to request comments, your request will be shown to other members of WA, and these members will be able to earn credits of their own for commenting on your website.

So there is incentive for real members to post real comments, because they will be credited. Also there is incentive for them to leave good comments because you can deny their comments if they are bad and this will impact their rank at WA.

Also, the category that you have to enter when you are requesting comments (as I went over above) helps match up your request with people that want to comment on blogs in that particular category.

Everything Is Done Through SiteComments

One thing about this that is great is that everything is done through SiteComments. There is no need to login to your website to publish the comments you receive.

Once you receive comments you have the ability to approve or disapprove of them. Once you approve them on the SiteComments platform they are automatically published on your website. This is made possible because your websites are hosted in the SiteRubix platform.

Final Thoughts

My last words are this…. Comments are a must. You need them if you want to SEO your site as much as possible. SiteComments is a one-of-a-kind commenting platform that you can get unlimited real human comments from on demand. It is awesome. And that’s all there is to it.

If you want to learn more about Wealthy Affiliate, which is the online business platform that provides SiteComments, you can read my review here.

Is ASPIRE a Scam? What You Need To Know

Aspire Online Business Scam

I’m guessing you just watched a promotional video for this “amazing” program called Aspire that tells you all about the easy money you could be making online if you sign up. The video probably sounded too good to be true, so that’s why you decided to do some research and you came across my post.

But is it too good to be true? Is Aspire a scam? Or is this really the incredible online business opportunity that you have been waiting for?

In this short post I’m going to be giving you the truth of what Aspire is all about. I am in no way affiliated with this program so I’m not going to sugar coat anything, this is nothing but the reality of it.

aspire scamAspire Review

  • Name: Aspire
  • Website:
  • Price: $37/month – $27,997
  • Rating: Revealed at the end

Aspire is one of the products of an online marketing company called Digital Altitude. The creator of Digital Altitude is a guy named Michael Force, who was one of the top producers for the Empower Network.

Why is this important? Well.. because the Empower Network was a pyramid scheme that imploded upon itself, like they always do, and many people lost a lot of money.

Now I’m not saying right here that Digital Altitude is a scam, I just think its important to know the man behind it and to know that he was part of a massive online scam.

Aspire comes off as a really shady program, and to some may seem like a scam. And the reason for this is that there is a really shady side to this program which I will be going over. But the first thing I want to go over is what all this program includes if you do decide to sign up (I don’t suggest this).

What Is Included In Aspire?

Aspire is an online marketing platform that provides training, tools, and other resources to create your own online business. Specifically, they teach you how to earn money by promoting products, which is called affiliate marketing.

I don’t want to get too into affiliate marketing here because I have already written a lot about it (learn more about affiliate marketing here). But to sum it up, it works like this: You promote a product online, people click your affiliate link, they are directed to the seller’s website, they buy the product, you get paid a commission just for referring them. Its a pretty awesome business model because all you have to be worried about is referring people and you can promote products that are proven sellers.

But anyways… what all does Aspire provide for you?

First off, there are 3 different membership levels within Aspire, which include Aspire Walker, Hiker, and Climber.

Aspire Memberships

Aspire Walker
  • Will cost you $37 per month
  • 40% commission
  • 1 tier payout
  • Members Area
  • Start Up Training Videos
Aspire Hiker
  • Will cost you $67 per month
  • Up to 50% Commission
  • 2 Tiers of Payout
  • Members Area
  • Start Up Training Videos
  • Weekly Training
  • Monthly Conference Calls
  • Done For You Sales Funnels
  •  Coaches
  • Tools & Resources
Aspire Climber  
  • Will cost you $127 per month
  • Up to 60% Commission
  • 3 Tiers of Payout
  • Members Area
  • Weekly Training
  • Live Climber Training
  • Monthly Conference Calls
  • Done For You Sales Funnels
  • Sales Assistance
  • Done-For-Solutions
  • Traffic Solutions
  • Coaches
  • Tools & Resources

As you can see, the Aspire Walker membership is the cheapest and will cost you $37/month. And as expected, there isn’t much too this membership. Basically this will only be good for those just starting out. Once you get going you pretty much are going to have to buy into a higher level membership.

The Aspire Walker membership is also what most of the people promoting Aspire are trying to get you to sign up for. There is a $1 two week trial that is offered to entice new members to join. If you forget to cancel you will be billed the full $37 the next month.

Aspire Products

Along with the memberships Aspire also has a bunch of products that you can buy. These are extremely costly and range from $595 to $27,997.

Note: These products are all called “memberships” too, but they are different from those described above.

  • The Base Membership – $595 one time payment
    • Has 12 training modules in 3 sections: prepare, launch, and grow
    • Mostly has to do with getting customers and setting up sales funnels
  • The Rise Membership – $1,997 one time payment
    • Training with 19 modules in 5 sections: commit, customers, create, words, and partners
    • Basically teaches you how to sucker people into buying from you
  • The Ascend Membership – $9,997 one time payment
    • Gives you a 3 day retreat in Las Vegas for you and a partner
    • Also gives you some more training on things like scaling your traffic and building a team of sellers beneath you
  • The Peak Membership – $16,997
    • Here you get a bunch of high level stuff like…
      •  Creating more efficiency in your business, adding more value to the products, and autopilot retirement
  • The Apex Membership – $27,997
    • And this is it, the top of the top. With one small payment of $27,997 you can get all Aspire has to offer.
    • As a bonus you get a 7 day retreat in Las Vegas for 2 people along with training

The Shady Side of Aspire

This is what they won’t tell you. The people promoting Aspire will tell you all the good stuff about all the money you can be making if you sign up, but they don’t tell you everything.

While you may be thinking that Aspire is a great way to start an online business, you need to know that its not going to be that great for starting just any kind of online business. If you were thinking about starting an online business that has to do with baseball, or dogs, or mountain biking, or whatever your interests may be, you might want to think again.

The truth is that Aspire is specifically designed to teach members how to go out and sell aspire to other people. The sales funnels, the lead pages, everything that they you up with when you join is designed for you to sell this same exact program that you are buying into to others.

Everything about this business is designed to suck money out of people. And I’m not saying that this is unusual, because after all it is a business, but I just don’t like how everything is set up.

Take a look at the products… All of those extremely high priced products that I mentioned above need to be bought for members to be able to promote them. So members are often forced into buying upsells just to try to promote these upsells to other people.

Its not like the members have it very good. Once you are a member the higher up members will still be trying to sell you on the more expensive products, which brings me to my next point…its an MLM.

Aspire Is An MLM

Whats an MLM? MLM stands for multi-level marketing. And this is when a businesses commission structure is set up in a pyramid style, where higher ranking members get paid from the work of people beneath them.

Aspires MLM commission structure has 3 tiers. And if you are a Climber member then you have access to all three tiers of payment, meaning that you get paid commissions from your recruits, and their recruits, and their recruits

MLM businesses often get a bad reputation and for good reason. MLM’s are often focused overwhelmingly on recruiting new members into the business rather than the products the business sells.

As I mentioned above, Aspire is built in a way to make it best for members to go out and sell Aspire to others rather than create an online business in their own field. This along with its MLM style commission structure make it so that its member’s best choice to go out and promote it.

All of this put together make people go crazy promoting it. There are plenty of websites out there that are designed specifically to funnel people into joining Aspire so that the website creators can make commissions.

Just to name a few, beware of:, Digital Income Method, My eBiz Coach, and these are just ones that I have reviewed, but there are plenty more.

Final Thoughts & Rating


Its difficult for me to rate Aspire because much of the bad reputation that they have is from the people promoting it, rather than the program itself. But I guess you could look at it in the way that Aspire creates the right atmosphere for these scammy promoters to go out and do this.

But anyway, I feel that a 7/10 is a fare rating. Aspire does provide some good training, tools, and done for you sales funnels, lead pages, etc. Its just that I don’t care for how they try to get members to go out and promote Aspire to others rather than creating their online business in a field they would like to.

All in all, I don’t recommend this program. If you are considering making money online via affiliate marketing then I suggest Wealthy Affiliate instead. Wealthy affiliate is also an online business platform that provides training, tools, and support to get your own online business up and running. But what is really nice about it is that there are no upsells and that you can start for free. They offer a free Starter Membership that gives you free training and 2 free websites to get started.

Overall, Wealthy Affiliate is much more beginner friendly and is a lot easier on your wallet. To learn more about Wealthy Affiliate you can read my review HERE.

What do you think about Aspire? Comments, questions, concerns?? Leave them below…

Favado Grocery App Review – Is It Worth Your Time?

favado grocery sales review

As you may or may not know, I am a money saving connoisseur. So giving the Favado Grocery App to save money a try was a no-brainer to me. I use cashback apps to save money on everyday grocery purchases (my favorite is iBotta), but I had never used an app like Favado before.

To summarize this entire review… Favado is definitely one of my more favorite apps out there. There is no doubt it can help you save money on grocery shopping and overall, I’m a fan. In this review of Favado I’ll be going over details about the app itself, some common complaints about it, and whether or not I think its worth your time to be using.

favado grocery sales reviewFavado Grocery Sales App Review

  • Name: Favado Grocery Sales
  • Type: Grocery savings app
  • Price: Free
  • Rating: Revealed at the end

To start off this review I want to first go over the big picture overview of what this app is all about just for those of you who are new to all of this.

App Overview

The Favado app doesn’t give you cash back, it doesn’t pay you in any way like the grocery cashback apps that are out there. But what it does do is simple… it notifies you of sales, which in turn saves you money on your normal grocery shopping.

Favado tracks item prices at over 65,000 grocery and drug stores all across the US. It identifies the best deals for all your necessity items each week and helps you decide where you should be shopping on a weekly basis.

They have been around since 2013 and have managed to keep a pretty good reputation among their app users, which says a lot. Just to give you an idea of what I’m talking about here, take a look at the app rating on Google Play. It has received more than 12,000 user ratings and has a 4.3/5.

Favado Grocery Sales

How It Works

Favado is updated on a weekly basis to notify you of sales on items in grocery and drug stores around your local area.

Select The Stores You Shop At

When you log into the app, Favado will give you a list of all the stores it tracks that are in your area. As I said earlier, it compiles sale information from over 65,000 stores across the US, so if you shop at a well known store, its probably listed.

You will need to select the stores that you shop at from the list.

View Sales At Specific Stores

Once you have selected the stores that you want Favado to track sales for, you will instantly be able to see that sales that are going on in your area. And these sales are arranged into categories such as Breakfast & Cereal; Cookies, Snacks & Candy; Produce, etc.

View Sales Only On Specific Items

In the app you will be able to click on any of your stores that you added and look at all of the sales at the particular store. There is a tab at the top where you can select whether you want to see all of the sales, just the top sales, or sales on products and brands that you have favorited.

Obviously you aren’t going to really want to go through and look at all of the hundreds of sales that are going on in your area because that is very time consuming. That is why the favorites, or “for me” option is very useful. There are thousands of products that are on sale at grocery stores that you have no interest in, but with the favorites option you can view sales on only the items that you have an interest in.

Search For Particular Items

If you want to check for sales on a particular item, you can also search for that item by typing it in the search bar inside the app. This will bring up any sale information (if any) on that item in your list of stores.

This comes in handy when you are going out to purchase an item for a special occasion, but this item isn’t worthy of being on your favorites list because you don’t normally purchase it.

Favado Complaints

As with anything in life, no matter how good or bad it is, there are going to be complaints. There is just no way around this.

And Favado is no exception to this. Although I think the app is pretty darn good an useful, some other people think otherwise.

The number one complaint that I came across with this app is that it incorrectly list sales that are outdated and not going on anymore. Complaints like this seem to be rare considering the large amount of shoppers that use this app, but nonetheless, they are there and I don’t doubt their truth.

I have not personally went to the store for a sale that Favado told me about to find that there was no sale, but I’m sure it happens. There are always going to be mistakes.

Final Rating & Is It Worth Your Time?


I rated this app an 8/10 because it is extremely easy to use, it can benefit just about everyone, it’s free, and there aren’t many complaints about it.

I would say that the Favado Grocery Sales app is definitely worth your time if you are a big grocery shopper. For those of you who don’t do much in the way of shopping it might not be worth your time. But for those parents out there that are feeding many hungry mouths, this might be worth giving a try.

Favado can help you save 50-70% on items that you might not save on otherwise because you may not know of sales going on at particular stores in your area. So if you have the time to scroll through an app and look at deals, and you are willing to go to different stores in your area, then I suggest getting Favado.

The Favado Grocery Sales app can be downloaded for Apple devices at the App Store or for android devices at Google Play.

Another Suggestion: If you want to save more on your grocery shopping I suggest using a free cashback app called iBotta. With this app you can shop as you normally do, upload your receipt to the app, and get cash back on some of your purchases. This is an app that I use religiously and think everyone should be using. You can read my review on iBotta here.

What do you think about Favado? Comments, questions, concerns? Leave them below in the comment section…

Is AmeriPlan a Scam? Don’t Sign Up Just Yet

Everyone seems to be talking about how AmeriPlan is this amazing business opportunity. But should you trust them? Is it legit, or is AmeriPlan a scam? I should have written this review a while ago, but at least I’m finally getting to it now. In this review I’ll be going over all you need to know before you make a decision on whether or not to sign up. I’ll be going over their background, the products they offer, their commission structure, and the opportunity that is there.

I am not trying to sell you on AmeriPlan. I am not an affiliate and this is a completely unbiased review.

So take 5 minutes to read over this and get a better idea of what you may be getting yourself into if you decide to sign up.

Related Post: Is Melaleuca a Scam?

is ameriplan a scamAmeriPlan Review

  • Name: AmeriPlan
  • Website:
  • Founders: Dennis & Daniel Bloom
  • Price: $24.95/month – $150/month + $20 – $30 registration fee (one time only)
  • Rating: Revealed at the end

Overview & Background

AmeriPlan is a MLM style business that provides discounts on products that fall into the health and dental categories. Although they do provide discounts and cover some of the expenses that come with health and dental care, they make it very clear that they are not an insurance company.

AmeriPlan has been around for quite some time. They were founded in 1992 by Dennis & Daniel Bloom, who are brothers.

Overall, I would consider them to have a pretty rating among their customers/business partners. On they have a rating of 4.2/5 and on GlassDoor they have a rating of 3.4/5. People that post on Glassdoor tend to rate businesses pretty harsh, so a 3.4 is fairly good.AmeriPlan Reviews

Who AmeriPlan Is For

There are 2 types of people that AmeriPlan is for, those who are in need of medical and dental related products and services, of course, and those who are just looking to run a home-based business promoting AmeriPlan to other people.

The reason AmeriPlan is good for people with the need for health related products & services is because it can save them money! Insurance plans don’t cover everything, and with AmeriPlan you can get some extra coverage on top of what you already get. There are 3 coverage packages offered that I will go over next.

As far as people looking to become IBO’s (independent business owners), AmeriPlan is something that any member can go out and promote and earn commissions on sales. They have a very lucrative commission structure and that is the reason there are so many people trying to recruit others into buying a subscription. I’ll go more over this later.

AmeriPlan’s Products & Services

AmeriPlan offers a good number of different membership plans, but the 3 most common include…

AmeriPlan MED Plus

This plan will cost you $24.95/month and covers you entire household. Its coverage includes…

  • Access to doctors by phone and email 24/7
  • Savings on current & prior medical bills
  • Discounts on prescription drugs
  • Discounts on MRI, CT Scans, Blood work, and other ancillary services

On top of the $24.95/month, there is a one-time registration fee of $20.

AmeriPlan Dental Plus

This plan is also $24.95/month and covers your entire household. It’s coverage includes…

  • Dental care coverage, which includes teeth cleaning, fillings & crowns, orthodontics care, etc.
  • Vision car coverage, which includes eye exams, frames, lenses, etc.
  • Prescriptions drug discounts
  • Chiropractic service discounts
  • Wellness screening discounts
  • Hearing car discounts

As with the plan mentioned above, this one is also going to have a one-time $20 registration fee.

AmeriPlan Deluxe Plus

The Deluxe Plus plan will cost you $39.95/month and provides coverage for the entire household as well. Basically this plan is both the MED Plus plan and the Dental Plus plan combined. It’s coverage provides…

  • Access to doctors by phone and email 24/7
  • Savings on current & prior medical bills
  • Discounts on prescription drugs
  • Discounts on MRI, CT Scans, Blood work, and other ancillary services
  • Dental care coverage, which includes teeth cleaning, fillings & crowns, orthodontics care, etc.
  • Vision car coverage, which includes eye exams, frames, lenses, etc.
  • Prescriptions drug discounts
  • Chiropractic service discounts
  • Wellness screening discounts
  • Hearing car discounts

The one-time registration fee for this plan will be $30.

As I noted, these are the 3 most common plans. If you really feel like getting some serious discounts then there are more expensive plans available. I’m not going to go over them, but just to give you an idea their AmeriPlan Platinum FreedomPass costs $150/month and has more benefits, such as dining, automotive, recreation, shopping, & more discounts

AmeriPlan Compensation Structure

There is a reason that some people seem to go crazy promoting AmeriPlan. And this reason is that recruiting others to join can be very lucrative if you are good at it.

By recruiting other people into AmeriPlan and getting them to promote it to others, just as you have, you can make money off of the sales that your recruits make, and the sales that their recruits make, and so on. This is what you call MLM, or multi-level marketing.

Their compensation structure is listed as follows…

ameriplan compensation plan

I don’t want to get too into this because I feel that I could write an entire post on it. But basically what you need to know is that it goes 5 generations deep at the most.

If you are good enough to work your way up to the top level you can earn 15% from your recruits (1st gen), 10% from your recruits’ recruits (2nd gen), 5% from your recruits’ recruits’ recruits (3rd gen), 3% from your recruits’ recruits’ recruits’ recruits (4 gen), and 1% from your recruits’ recruits’ recruits’ recruits’ recruits (5th gen).

I know that sounds confusing, but it really isn’t

If you can work your way up to the top, there is no doubt that a lot of money can be made. The problem is getting there.

2 Ways To Make Money With AmeriPlan

You can make money by either selling AmeriPlan’s membership plan product to people, or you can make money by recruiting other people to go out and sell AmeriPlan’s products.

If you want to make as much money as possible, then of course you are going to go out and try to recruit other people so that you can take advantage of AmeriPlan’s 5 generation deep compensation structure.

But even when you do actively try to recruit new members in, you are going to get people that are not interested in recruiting members of their own and are only interested in the membership for the discount health and dental benefits.

AmeriPlan Complaints

There is nothing unusual or spectacular about the complaints you will find. As with any business, no matter how good they are, there are going to be complaints.

If you search around on complaint boards such as Pissed Consumer you will find complaints about their coverage not covering what it is supposed to, people being charged for their membership after they canceled, and so on.

The biggest complaint has got to be the fact that if you are going to try to make good money with AmeriPlan you are going to pretty much have to heckle and harass friends, family, and strangers to sign up. This is common with any MLM style business.

But there really aren’t that many complaints considering how long this business has been around.

Final Thoughts, Rating, & Opportunity Outlook


I may not be a huge fan of MLM businesses, but AmeriPlan does provide good services, has a good compensation plan, and has been in business since 1992. That said, I gave them a pretty good rating of a 7.5/10 and can tell you that they are not a scam.

But if I were you, I would give it a second thought on whether you should join or not. The opportunity isn’t as great as it once was. They have been around for a while and the market is much more saturated and there is just overall much less interest in AmeriPlan.

If you take a look at Google Trends, which shows the popularity of search terms over a period of time, you can see that people have lost interest…

What do you think about AmeriPlan? Comments, questions, concerns? Leave them below in the comment section…

Is EZ Money Team a Scam? Don’t Sign Up!

is ez money team a scam

EZ Money Team claims to be an amazing online money making opportunity. But can they be trusted? Are they legit, or is EZ Money Team a scam just waiting to steal your hard earned money?

If you were thinking about buying into this program then put your wallet away and think again. I have reviewed this opportunity and it is NOT what they lead you to believe.

is ez money team a scamEZ Money Team Review

  • Name: EZ Money Team
  • Creator: Jeffrey Hart
  • Price: $67
  • Rating: Revealed at the end

The people behind this program really go overboard when they are promoting it. I mean, jeez.. they tell you in the sales video that you will make $1 million in the first year if you follow this system to a T. That is ridiculous.

And of course everything is already done for you. All the research, hard work, etc.. all done for you.

And then they get you will the… Oh No! there are only 50 spots left trick. Believe me, there is no limit to the amount of people that are allowed to buy into this program. I their minds, the more the better because that equals more money for them.

The truth is that you will be lucky to earn any money with this system. It is far from being a legitimate opportunity.

But This Lady Made $10,000 In Just 30 Days!!!??

If you tried to exit out of the page, you might have seen this popup that claims “Jane Smith” made $10,000 in just 30 days. 

That is a darn good amount of money and definitely something that most people would kill to have.

But unfortunately, this is all fake. Its just another ploy to try to gain your trust and seem more credible so that you buy into this program.

I performed a reverse image search on Google of the picture of “Jane Smith” and just as I had suspected this image is nothing more than a stock image that anyone can use online. As you can see below, there are plenty of other websites using this exact image for various reasons…

But You Get $650 Just For Signing Up Today!!!??

This is just another claim that can’t be trusted. Just about every “make money online” scam out there promises you money to sign up today, or to watch the video to the end, etc… but they all have one thing in common… they aren’t ever going to pay you that money.

There are some legitimate programs out there that will give you a sign on bonus. But this sure as heck isn’t one of them. There are just too many lies and too much misleading information being thrown at you for you to be able to trust their $650 bonus.

But This Sounds SOOO Easy!!!???

Of course this awesome system requires just about no work whatsoever! That’s what they tell you.

Jeffrey tells you that making this kind of money is as simple as 3 clicks, yes that’s right…3 clicks.

How ridiculous is that? Just think about it….

I’ve been making a living online for since 2015 and I can tell you that there aren’t any “do nothing and make money” systems out there. If there was, I would be all over them.

But apparently its so easy because he found some “loophole” that allows him to get tons of free website traffic. Of course… a loophole. This is straight from the scam playbook.

So What Exactly Do You Do To Make All This Money?

In the sales video he talks about the 3 clicks that you have to perform, the copying and pasting, and he talks about commissions… but he never gives you a concrete answer as to what you are going to be doing to make all this money.

This is an absolute scam classic. Hype up the program as much as possible, but leave you hanging as to what it is actually about. Because you have to buy into the program to find out more of course.

Any real legitimate opportunity that offers real value is going to give you all the information you need before you buy into it, not after.

What You Really Will Be Doing

Obviously Jeffrey isn’t going to tell you so I will. What you are going to be doing is promoting scam programs just like this EZ Money Team program.

Your job is to swindle unsuspecting individuals into buying into scam “make money online” programs. And when you are successful you will earn commissions.

This is what is called affiliate marketing, when your job is to refer people to sellers and you make money every time you help make a sale. Its a great business model, and is how I make a living online, just this is a horrible program.

There is the legitimate side of the affiliate marketing industry, where marketers refer people to legitimately good products and services, and then there is the bad side, where marketers trick people into buying products and services that will only end in disappointment.

Final Thoughts & Rating


The only reason I am giving this a 1/10 is because I have not tried the system out for myself. But I don’t have to to recognize that this is just another scam. They lie, mislead you, and don’t tell you much of anything about what you are getting yourself into.

The EZ Money Team wasn’t created to help people make money online, it was created to help themselves make money online.

Are There Any Legitimate Online Opportunities Out There?

If you are interested in making money online then I suggest you read about my suggestion. Like I said, affiliate marketing is a good business model. You can make a lot of money, and you can do it in a legitimate and helpful way, not like these EZ Money Team scammers.

Affiliate marketing is how I make a full-time income online and I really enjoy what I do because of the freedoms that come with the lifestyle. If you want to learn more about affiliate marketing and how to get started in a legitimate way, then click the link below…

==> Learn More About Affiliate Marketing & How To Get Started

What do you think about EZ Money Team? Comments, questions, concerns? Leave them below in the comment section…

Is Checkout 51 a Scam? Here Is My Review

is Checkout 51 a scam

If you are looking to get cashback from shopping, then Checkout 51 is one of your options. But is this place any good? Should you trust it? Or is Checkout 51 a scam that you should avoid?

As you may know, I am a huge fan of making money in some rather unconventional ways. I make my living online and by being “thrifty”, using cashback apps and such. So this is something that I am very familiar with. I have used the Checkout 51 App in the past and have recently given it another try to see if it beats my current favorite cashback app, which is Ibotta.

After giving it another try and seeing how it holds up against the competition, I have come to write this review of Checkout 51 that includes everything you need to know before you decide to get the app or not.

checkout 51 reviewCheckout 51 Review

  • Name: Checkout 51
  • App Type: Cashback app
  • Website:
  • Price: Free to use
  • Rating: Revealed at the end

Before I get into the meat of this review, if you are wondering what is Checkout 51?, then let me explain it very simply… It is a cashback app that pays you rebates for shopping for normal daily necessities. Its pretty much like free money because it gives you money for things you are going to buy regardless.

I consider Checkout 51 to be one of the better cashback apps that are out there. There aren’t really any that are a lot better than others, but Checkout 51 definitely ranks on the better side of them.

To start off this review I want to go over exactly how Checkout 51 works so you know what you are dealing with here.

how Checkout 51 works

1) Browse Your Offers & Buy At A Store

When you open up the app, or when you sign into your account at, you will be able to look at a list of offers that are available in your area.

Buy any of these items an you will be eligible to get cashback on them.

2) Upload Your Receipt

This can be done through the app or on as well. All you have to do is take a picture of the receipt and upload it for verification of your purchases.

3) Earn Cash Back!

Its as simple as that. You shop like you normally do, only this time you upload the receipt to Checkout 51 and you get paid for doing so.

Cashback is usually awarded to your account within 24 hours.

What Items Are Available for Cashback?

Think grocery stores… the types of items sold at stores like these are the ones that are available for cashback. Its mostly food items that Checkout 51 has offers for but they also run offers for personal care products like shampoo, lotion, vitamins, cold medicines, etc, as well as household cleaning products.

Generally, you can get better cashback deals on the offers for non-food items, like personal care products and cleaning products.

Just to give you an idea of what products you can expect to see on the offer list, I took a few screenshots of some offers currently available…

Here are the most popular redeemed offers of the day…

And here are some other food offers…

And here are some personal care and cleaning product offers…

Oh ya, and if you have baby or toddler, you can get a good bit of cashback on products they will need such as diapers, wipes, pull-ups, etc. They seem to offer the best cashback deals on these types of products.

As you can see below they offer as much as $10 cashback on some of these products!

One of the nice things about Checkout 51 is that many of their offers are available for a cashback rebate from ANY store. So it doesn’t matter if you buy the products at Walmart, Wallgreens, etc., you can still get the cashback.

Getting Paid

Checkout 51 has a $20 threshold that you have to meet before you can cash out. Some people will complain about this, but honestly I don’t see what the big deal is. If you grocery shop on the regular, this isn’t that difficult to meet if you know what you are doing.

But anyways, once you have $20 in your account you can cash out.

Once you have that $20 or more, you can cash out via PayPal or a mailed check. The PayPal option is rather new and I believe that they just started using PayPal in December of 2016.

PayPal is definitely what I recommend because you can have the money you cashed out almost instantly.

Checkout 51 Complaints

There aren’t really any unusual complaints, or even that many total complaints about Checkout 51 for that matter.

Personally, I don’t have any complaints. They offer some pretty good cashback deals compared to the industry standard, so I can’t complain there. I also like how many of the offers are available for a cashback rebate at ANY store, and are not limited to just certain stores. That is really nice.

Most of the complaints I have heard and read online deal with people having their accounts shut down. I’m sure that some people unfortunately have their accounts closed for no good reason, but you are going to have legitimate complaints with any good company.

Most people have their accounts closed for violating Checkout 51 terms. Its important to skim over these terms so that you don’t have yours closed.

One common term that is violated is that people try to upload receipts from outside their specified location. If you live in Pennsylvania, like me, you cannot upload receipts from Florida when you are on vacation. I know that’s dumb but that’s the way things are.

Final Thoughts & Rating


Overall, I really like Checkout 51, so I gave it a 7/10 rating, which is pretty good because I rate things critically. I still rank Ibotta as my favorite cashback app just because they seem to have more offers, they have a lower cash out threshold, and I like that they give you $10 free just for opening an account.

The bottom line here is this… if you aren’t using a cashback app then you are out of your mind. It only takes a minute to upload a receipt and you are going to shop regardless, so why not?

Read My Ibotta Cashback App Review Here

What do you think about Checkout 51? Comments, questions, concerns? Leave them below in the comment section…

Is The Money Academy a Scam – What You Need To Know

The Money Academy scam

If you are looking to earn money online you might have come across The Money Academy. But should you trust this place? Is The Money Academy a scam? Or is this possibly one of the most amazing opportunities to make money online?

Spoiler Alert: What they tell you isn’t all true. They provide you with some very misleading information on this program along with some blatant lies. This is all done to try to sell you on the program.

I have reviewed The Money Academy thoroughly and have written a short review that will go over a few things that you need to know about it. So if you were thinking about buying into it, you should definitely read this first.

The Money Academy scamThe Money Academy Review

  • Name: The Money Academy
  • Website:
  • Creator: Sam Marks
  • Price: $49
  • Rating: Revealed at the end

The Money Academy sales video throws you a pretty strong sales pitch that is very enticing.

Not only does Sam (the guy talking) talk all about the huge sums of money you will be making and the luxurious lifestyle you can live, but he also says that he personally guarantees to give you $500 if you don’t make any money with this program.

Who wouldn’t want to join this program right? I mean you can get $5,500 checks in the mail each week without lifting a finger, so he says. It sounds like the easiest way to get rich that there has ever been..

Unfortunately, as you are probably already thinking, this is too good to be true and I will tell you the truth of it all.

What Is The Money Academy Really? The Truth

The Money Academy is just a way to get you to sign up for a program called MOBE, or My Own Business Education.

How do I know this? First of all, I am very familiar with MOBE because I have written other reviews of programs that refer people to buy into it. But I found out for certain when I clicked on the “disclosure” button at the bottom of The Money Academy’s sales page.

When you click on this button it will take you straight to MOBE’s disclosure page.

What Is MOBE?

MOBE, which also goes by the name MTTB (My Top Tier Business) is an internet marketing training program. They provide a 21 step training program to get you making money online along with a lot more training and tools.

MOBE itself is not a scam. But what is a scam is when people like “Sam” promote MOBE as some incredible system that is going to make you thousands each week when you sit back and do nothing at all.

There are a lot of people that use scam tactics to promote MOBE. In fact, I just reviewed a program called Online Profits Breakthrough that is a scam MOBE promotion site. So beware of that too.

Just like most legitimate ways to make money, its going to take time and work to get to the point when you are earning good money. Most people give up way before they ever make money with MOBE.

The Lies They Told You

As I said, what they tell you is very misleading and a lot of it is just a bunch of lies.

Fortune 500 Company? = LIE

MOBE is no fortune 500 company like Sam has told you over and over again. This is just a trick to try to make this opportunity seem more credible than it really is.

Personal Mentor To Help Make You Money? = Misleading

When you sign up with MOBE you do so through a MOBE affiliate. In this case the affiliate is “Sam” (probably not a real name). So Sam is going to be your “mentor”. But what Sam is more than likely going to do is try to sell you on other MOBE products so that he can earn more commission off of you.

Because yes, Sam earns money when you sign up through him.

Professional Sales Team That Closes Sales For You? = Misleading

Basically what he means here is that when you refer people to MOBE, it will be up to MOBE’s sales pitch to get them to buy into it. If the person likes what they see at MOBE, they will buy and if they don’t, they won’t. But after you refer them your job is done.

Checks Of Up To $5,500 Every Week? = Very Misleading

Its true that you can earn $5,500 commissions by referring people to buy MOBE products. MOBE has some seriously high priced products, which range up to $29,997. If you can sell people on these you make big commissions.

But this is extremely difficult to do and there is no way in hell a newbie has a chance of doing this every week, or even anything relatively close to that.

The Truth Behind The Lies

The truth is that Sam wants nothing more than to make money off of you. MOBE has a very lucrative commission structure and this leads to a lot of people going out and scamming other people to buy into it.

It has a MLM (multi-level marketing) structure. This means you get money from your referrals, and their referrals, and so on.

Sam will get paid when you sign up, and then he will get paid from your referrals. He will also get paid from from the upsells that he gets you to buy into.

Yes, there are upsells, and this is where the real money comes in. You aren’t told about the upsells when you join. But after joining your “personal mentor” will try to get you to buy into them so he/she can make more money.

Rating & Final Thoughts


This is difficult to rate because, while MOBE is not a scam in itself, but The Money Academy is a scam without a doubt. The Money Academy fills you up with all the fairy tale lies that you want to hear just to try to get you to buy into MOBE. All they are looking for is money.

When you join you are going to be harassed by your personal mentor to buy into upsells and to recruit more people to join. I am saying this because from the looks of Sam and all the lies he just told you on The Money Academy sales video, he is not someone you can trust. He seems like a snake that is just trying to make a quick buck off of you.

Can you make money with MOBE? Yes

Will you make money with MOBE? Probably not, especially if you go into it with the expectations of earning $5,500 every month like Sam tells you. The truth is that most people will fail with this MOBE promotion system and Sam knows darn well that no newbie can expect to earn anywhere close to $5,500 a week.

Here Is What I Suggest

If you are looking for a more legitimate way to make money online then I suggest you consider Wealthy Affiliate. They have been around since 2005 and have a very good reputation. They provide a free membership (for life) that gives you free tools and resources, such as training and 2 free websites.

==> Learn more about Wealthy Affiliate Here

What do you think about The Money Academy? Comments, questions, concerns? Leave them below in the comment section…
1 2 3 25