Author Archives: Kyle

Is iCoin Market a Scam? Some Things To Know

Icoin Market

iCoin Market is a new cryptocurrency investment site that claims to be able to make you insane profits on you investments. But is this really true? Or is iCoin Market a scam just like the many others that are popping up all over in this cryptocurrency industry?

I was wondering this same question so I took a look into this place and in this short review I’ll be going over what I found out and some other important things you should know. Enjoy…

Icoin MarketiCoin Market Review

  • Website:
  • Type: cryptocurrency investment
  • Recommended?: Not really, more on this


iCoin Market brings something new to the table that I haven’t seen yet with other cryptocurrency investment sites.

Instead of claiming to do normal trading, buying low and selling high and all of that. Their main form of investment comes from ICO’s, which stands for Initial Coin Offering. And I’ll explain more about what this is in a second.

iCoin Market also makes some pretty bold claims. They claim to be able to turn “every investment into secure profit”. That is quite a statement and honestly there is no way that this can be true.

But anyways, let me go over how this place claims to get you such good returns on your investment.

How They Make You Money

Ok, so this site is mostly about investing in ICO’s which I will explain now.

ICO, or Initial Coin Offering is the initial price of a coin when it comes onto the market. When cryptocurrency developers release their new coin onto the market they release them at very low prices. This is to get people to invest in them. And as people invest in them the price goes up.

When Ethereum first came out in 2014 its ICO was just 3 to 4 cents per coin. By July of 2015 Ethereum was priced at over $19. That’s over 6,000% increase in just a years time.

So basically how iCoin Market claims to make you money is by investing in ICO’s and then waiting for the price to jump up.

The Problem With This Claim

The problem here is that this claim cannot be backed up. There is absolutely no proof that iCoin Market is actually investing your money like they say you are.

Also, they claim to have a 100% success rate which I am sure you can understand is COMPLETELY IMPOSSIBLE.

Its true that ICO’s increase like crazy and can make you a ton of money but what about all the ones that don’t? There are a lot of cryptocurrencies out there and more coming out and it is not reasonable to think that iCoin Market can predict the ones that are going to be “winners” from the “losers”. They can’t tell the future.

Why So Much Hype?

There has been a lot of hype surrounding this website recently and the reason for this is that members can make money by referring other people to invest in this site. Anyone can sign up, refer someone, and earn commissions from their investment.

This is why you might have seen emails of other promotions trying to get you to sign up and invest.

The fact that members can refer other people to this program for a profit brings up the discussion of whether or not this might be a pyramid scheme. I have seen other nearly identical sites that are more than likely pyramid schemes. With all the new on cryptocurrencies and Bitcoins there are a lot of pyramid schemes popping up taking advantage of this hype.

If it is a pyramid scheme then they are not really investing your money like they say they are. Instead, they are just using your investment to pay off earlier investors that are higher on the pyramid. And the fact that they have no proof of actually investing like they say they do coupled with the fact that you can make money by referring people makes me really wonder what this place does with your money.

Can You Trust This Place?

There is ZERO information about this company. They give you absolutely nothing. They don’t tell you their history, accomplishments…. nothing.

All  I could really find on the website is that they are located in Hong Kong. Other than that you don’t know anything.

So how can you trust what they tell you? Any one could have thrown this website together and made these claims? They have nothing to show for them and this really makes me suspicious of the truth of the matter.

Final Thoughts & What I Recommend

We are currently in the “cryptocurrency boom” and there is a lot of hype in this industry. There is a lot of money to be made for sure but with all this hype comes scams. I review scams like this all the time, some of the more recent ones being Raging Bitcoin and CoinTherum.

The bottom line here is that you just can’t really trust this iCoin Market site because there are so many similar scams out there and they give you no information on them, which means no reason to trust them.

For this reason I cannot recommend this site to anyone. It just doesn’t seem legitimate to me. And I’m not willing to test it out either because I am already making good money online and this is my priority. You can learn about how I make a living working online HERE if you are interested.

Comments, questions, concerns?? Leave them in the comment section below and I’ll get back to you…

Is My Forex Lifestyle a Scam? What You Should Know

My Forex Lifestyle

There is this program that I have came across recently called My Forex Lifestyle and it supposedly teaches you how to make easy money trading FOREX. But is this place trustworthy? Or is My Forex Lifestyle a scam just like the many others in this industry that promise you riches but leave you high and dry?

There has been a lot of hype recently around this program mainly because there are some big-time online marketers promoting it. That is how I came across it in the first place. But anyway, I decided to take a look into it and see if its the real deal or a phony scam. In this review I’ll be going over what I found out and what you need to know about this place.

My Forex LifestyleMy Forex Lifestyle Review

My guess is that you are reading my review here because you are suspicious of this program. After all, the entire point of this review was for me to look into this place and determine whether it is just a scam or a legitimate opportunity.

And its a good thing you did a little extra research on this because its not exactly as you would think it is if you watched the sales video.

That is one of the big problems with the forex industry… or I guess I should say its not a problem with the forex industry but rather a problem surrounding the industry. There are just a lot of scams because of the nature of forex trading and how its possible to make quick cash.

But anyways, let me get back to this review…

What Is This Place Really?

My Forex Lifestyle is just a cover for another program. Its nothing more than a website that was set up to funnel you into a program called CopyProfitShare, or CPS.

And CPS is a FOREX trading training platform that was created by a trader named Nenad Korof. If you join this CPS program you get access to training and live webinars where Nenad shows you how he trades and teaches you when you should put or call.

The Reason There Is So Much Hype

The reason there is so much promotion going on for this program right now is because online marketers can make good money off of getting people to buy into it. Most of the promotions you see online come from people that probably have never put this training to the test. They are simply  promoting it to make money.

CPS has an affiliate program where you can make good money getting other people to sign up.

The thing is, although you can get started for as little as $1 (as they tell you), you will still need to fund your trading account to really get started. And Nenad refers you to recommended brokers to open trading accounts, which probably means that affiliates are earning more money from the money that you deposit before you make trades.

Should You Trust This Program?

I want to make it very clear that I have not tried and tested out this program. I am simply doing research and giving you important information that I find.

One of the things that I found is that there are a heck of a lot of complaints on this CPS program and the man behind it, Nenad Korof.

There are people claiming that he isn’t any good at trading himself and that in the live webinars he only shows you trades he won, but fails to show the high amount of trades that he lost. If this is true then this would destroy the credibility of his CPS program which hinges on him being a professional trader that knows what he is doing.

The are also plenty of other review I read claiming that the program is a total bust and that it simply isn’t profitable.

Whether all of these negative reviews are accurate I do not know. As I said, I have not tried the program. But what I can tell you is that there are a multitude of reviews claiming the same thing so this makes me very uneasy. But then again, even if this program was 100% legitimate there would still be people complaining because they can’t follow the training and do what they are supposed to do.

Final Thoughts & My Recommendation

Ok, so My Forex Lifestyle doesn’t really exist. Its just a funnel website set up to get you to buy into Copy Profit Share, which is a Forex trading training program. And this program is not what you would call a reputable program due to the high amount of negative reviews.

Whether this is a scam or not I do not know. Many programs that I review I give you a Yes or No answer, but this is a little more tricky. I just don’t know. All I can say is join this place at your own risk. There are a lot of people that lost money with it but it could be that they just didn’t follow directions. Or it could be that this places is a scam like the many other forex scams out there including Profitable FX System and Intra Forex Profit.

As for me I won’t be joining and participating in this program. Its not worth the risk and I am already making good money online. If you are interested in learning how I make money online, which has nothing to do with forex trading, then you can click here to learn more.

Comments, questions, concerns??? Leave them below in the comment section and I’ll get back to you soon 🙂

Is The Robinhood App a Scam? Can You Make Money With This App?

Robinhood app

If you are looking to make commission-free trades then the Robinhood app is one of the newest choices out there. But is this app any good? Or is the Robinhood App a scam that is going to be a waste of you time?

This was a question that I wanted answered too. So I embarked on a mission to test this app out and see if it lived up to all the hype surrounding it. Here is my review…

Robinhood appRobinhood Trading App Review

Overview of the App

The Robinhood App was developed by a company called Robinhood Financial, which is based out of Delaware and has been around since 2012.

The app’s claim to fame is that it allows users to make free trades. They take no commissions when you trade and they say this is possible due to their extremely low overhead costs (not having storefront locations, manual account management etc.)

For those you worried about the trustworthiness of this company you will be happy to know that they are a regulated broker in all 50 (+2) states in the US and are a member of FINRA as well as SIPC, which means a lot. SIPC, by the way for those who may not know, protects securities customers up to $500k.

By looking into the company they have everything that I was looking for. They have all the right regulations and everything is legitimate. The app sounds very good on paper but of course this doesn’t necessarily mean that it is any good and worth your time, which is what I am reporting on.

How It Works

Everything is done through the app. You need the app to be able to trade. It is possible to sign up and create an account on their website (, but you will still need the app to make trades.

Creating your account and getting the app is very simple and they promote it as it “only takes 4 minutes”, which is somewhat accurate. I would say it takes more like 5-15 minutes though.

All you have to do get started is create your profile, enter some personal contact info, enter your SSN and confirm your identity, download the app, and fund your account. This process probably only takes 5-15 minutes of your time but you will have to wait a bit for them to approve your account before you can fund it.

You will also have to wait 2-3 days after you hook up your bank account for them to verify it.

Going Inside The App

When you first get the app you will be prompted to create a “watchlist”. The app asks you to choose 3 stocks to put on your watchlist to start. You can add as many as you want to but you need to add 3. If you aren’t sure what 3 stocks you want to keep an eye on then just pick randomly and move on.

There are also a series of questions that you are asked as far as what your financial goals are. Your options to choose from are…

  • preserve my savings
  • growth
  • a source of income
  • speculative trading
  • something else

You will also be asked random questions like “what would you do (in certain financial situations)”.

I guess these questions are to customize your experience with the app and determine what type of advice it gives you.

How To Use It

After you get all the initial stuff out of the way using the app is pretty simple.

You can search for any stock you want by using the search bar and typing in the particular stock’s symbol.

You can then click on the stock and view a graph of its performance filtered by day, week, month, year, or all-time. There will also be a bit of statistics regarding the stock’s performance listed beneath it. It will give you stats including…

  • open
  • high
  • low
  • 52 week high
  • 52 week low
  • volume
  • average volume
  • market cap
  • P/E ratio
  • div/yield

What I Like About This App

First off, its very simple to use. Anyone could easily use this app to trade and not have any problems. It also performs well and I haven’t had any glitch problems or other tech problems that could potentially be a disaster.

But what I like most obviously is that there are no trading fees. This is a ZERO commissions trading app. This alone can save you a good bit of money in some situations.

The thing is though…. how can they let people use this app and charge no fees? I was suspicious of this so I did a bit of research and found that they actually explain how this all works right on their website.

How They Make Money

They make money in 2 ways. 1) they collect interest on funds that are in members’ accounts, just like banks and other places do, and 2) they have a Robinhood Gold paid membership

This Robinhood Gold membership gives you 2x margin on your account, the ability to make before and after hours trades, and instant access to money so that you can reinvest instantly.

This Gold membership can cost you anywhere from $6/mo to $200/mo depending on how big your account is and how much buying power you want. The different prices along with the features are shown below…

Final Thoughts

Overall I like this app but I do not recommend it for everyone. It is more geared towards people that are making lots of trades on the daily in a more speculative way. The app makes it very easy to trade and you can buy stocks with 3 simple taps on your phone. Its and easy platform to use and not a hassle by any means.

However, if you are making well though out and researched trades this probably isn’t for you. The stats and charts they provide are rather basic and don’t give too much detail.

This app is definitely a legitimate and trustworthy app but its just not a good fit for all investors out there.

Do you have any questions, comments, concerns??? Leave them below in the comment section and I’ll get back to you soon 🙂

Cash On Apps, Scam or Legit? My Review Of This App

Cash On Apps

Cash On Apps is an app that claims to pay you just to download other apps…. weird right? It sounds pretty cool and all but can it really be trusted? Or is Cash On Apps a scam that is going to be nothing more than a waste of time for you?

As you may know, I’m a big fan of testing out new ways to make money online for the fun of it. Because who doesn’t love extra money right? Anyway, I just finished reviewing Cash On Apps and I’ll be going over what you need to know about this app and ultimately whether or not I think it is worth your time.

Cash On AppsCash On Apps Review

  • Website:
  • App Availability: IOS and Android devices
  • Cost: Free
  • Recommended?: Not for everyone, more on this

Cash On Apps is an app that pays you to download apps. Its basically the same thing as the AppMan app and similar to the ApperWall App if you have ever heard of those.

I know it may sound like a scam and seem strange that you can get paid for doing something as simple as downloading apps, but it is actually a real thing. You see when developers come out with new apps they need exposure. So they pay places like Cash On Apps and AppMan to get people to download their new app and use it. Cash On Apps then gives you, the user, some of that money for downloading and using their apps.

How It Works

1) Join & Download the App

Cash On Apps is free to join and the app is free. If you have an Android device you can download their app at Google Play. If you have an Apple device you will have to go to their website at

2) Download & Use Apps

Once you open the app you will see all the available offers for apps that you can download. It will also show how much you will get for each download as well as some requirements after you download the app. The requirements are nothing to worry about and usually are something along the lines of having to complete a short task when inside the app, use the app for a certain period of time, or something along those lines.

You must follow the outlined requirements in order to get paid.

3) Get Paid!

For every app that you download and use you will get paid in points. These points can then be used to get mobile phone recharge or redeemed for gift cards.

In the US you can get gift cards but this option is not available in every country.

My Number 1 Complaint

If you have an Apple device you are pretty much out of luck. This is available to IOS users but its just not any good. You have to go to their website for offers if you have an IOS device and there is just a lack of offer available.

Sometimes you might to into your dashboard and there will literally be not one offer available. Not one app that is there for you to download so that you can earn money.

I have read reviews of the Cash On Apps review on Google Play and apparently it is better there. There are a bunch of offers that you have and much more opportunity. I am not sure why there is such a difference between the two.

Final Thoughts & What I Recommend

Overall I am just not a big fan of Cash On Apps but I might have a totally different opinion if I had an Android device and got to get the app from Google Play. I mean this app is legit and definitely not a scam, I’m just not a fan of it.

I would not recommend this app for IOS users for sure. They obviously don’t care much about us and largely focus on Android users, which get all the offers.

But even if you are an android user this app still isn’t all that great. The time you put into it downloading apps and the reward you get for doing it just doesn’t add up very well. You are pretty much walking away earning much less than minimum wage.

I just don’t really see the value in using an app like this for the goal of making money. Its just not worth the time and there are better ways to make money online in your spare time.

I actually make a living working online for myself and I sure as heck am not going around downloading apps. I have written a post on what I do to make money online, how it all works, and how others can do the same. You can click the link below to read about it.

–> Click Here to learn about it 

Comments, questions, concerns??? Leave them in the comment section below and I’ll get back to you 🙂

ApperWall, Scam or Legit? It Claims to Pay You for Reviewing Apps


If you are looking to make some extra money on the side and came across ApperWall you might be wondering if this is the real deal. Or is ApperWall a scam that is going to be nothing but a waste of your time.?

As you may or may not know, I am a huge fan of making money online. After all, that is what I do for a living. However, I’m always trying and testing out new ways to bring in some money just for the heck of it. ApperWall is one of my latest little experiments and in this short review of it I’ll be going over how it all works and what I think about it.

apperwallApperWall Review

ApperWall is an app that you can download that pays you to review other apps. Its pretty simple how it works. You just download the apps that are offered, write a short review of them, and get paid.

This app is similar to AppMan, just AppMan pays you to download apps without reviewing them.

ApperWall gets their money from app creators. The apps that they offer to pay you to review come from developers that are looking to get public opinion on their apps after they change things or create an app for the first time. Its important to get reviews before releasing them to the masses. You could consider ApperWall somewhat of a beta testground for new apps.

How It Works

1) Sign Up & Download The App

It is free to sign up and download the ApperWall app. This app is available on Google Play and I’m not quite sure it is available for IOS devices but it probably is I would guess.

2) Download Available Apps & Use Them

Whenever you open up the app you will see other offers for apps that are available for you to download. You can download any that you want to and you should proceed to using the app(s) to get a feel for them.

3) Write a Review

After getting a good feel for the app(s) that you downloaded its time to write a review on them. This will only take a few minutes but you should write a decent review. Tell the truth..  what did you like? dislike? etc.

4) Get Paid

Your review will be approved within a day or two and you will then be credited with some money which varies depending on the app. If you write a crappy review you might not get it approved and you won’t earn anything.

How Much Will You Make?

They promote ApperWall by saying that “most active users earn more than $100”, but this doesn’t really tell you much because they don’t give a time frame for how long it takes to earn that. And quite frankly I don’t know if I believe it.

You will earn anywhere between $0.20 and $3.00 for every app that you review. Generally I would tell you that you can expect somewhere around $1 – $1.50.

When you review an app you won’t know the exact amount that you are going to earn. They will give you a range (for example: $0.30 – $1.00) and you will earn anywhere in that range. I am not sure how they determine how much to credit you but I am guessing that it has to do with the quality of your review.

Another Way To Earn Money

Besides reviewing apps you can also get paid by referring friends and other people to join ApperWall.

You will be given a unique link that you can get people to click and sign up, which will then credit you for the referral. For each referral you have you will earn 10% of what they earn for their lifetime using ApperWall.

How You Get Paid

Right now they only offer PayPal as a payment method, which I have no problem with. They say that they are going to be allowing people to get gift cards with the money they earn soon but I don’t know when that will happen.

All you need is $0.50 to cash out via PayPal. This is a big plus and means you don’t have to wait for eternity just to get your money.

My Top Complaint

My number one complaint about this app would have to be the overall lack of opportunity. There just aren’t all that many apps to review at any given time. Its not like you can open up the app and then knock out 50 app reviews and earn $100 or so. It doesn’t work like that.

Sometimes you might open up the app and there are only 2 apps that are offered for you to review. Other times there might be zero. The opportunity to make good money with this just isn’t there.

Other than that I don’t really have any other complaints. The ApperWall app works very well unlike many apps where you will experience all sorts of tech problems.

What Other People Think About It

Overall the general consensus is that this app is pretty good. People seem to like it.

It has a 4.5/5 overall rating on Google Play out of 567 total reviews and that is pretty darn good. I have reviewed plenty of apps and this is without a doubt a good score.

Final Thoughts & What I Recommend

Ok, so the ApperWall app is not a scam by any means. You really can download apps, write short reviews on them, and get paid for doing so. Its a pretty cool way to earn some extra cash but just don’t think you will make much.

If you expect to make more than a couple of dollars per day with this app then you will more than likely be left discouraged and disappointed. The opportunity to make even close to decent money just isn’t there. So I only recommend this app to people looking for some extra pocket change every once in a while.

As for me, its just not really worth the time in my opinion. There are better ways to make money online in your spare time.

I actually make a living working online for myself and I sure as heck am not going around downloading and reviewing apps. I have written a post on what I do to make money online, how it all works, and how others can do the same. You can click the link below to read about it.

–> Click Here to learn about it 

Comments, questions, concerns??? Leave them in the comment section below and I’ll get back to you 🙂

Is Poloniex a Scam? Some Things To Know


If you are looking into using Poloniex to exchange cryptocurrencies you might be suspicious due to all the scams in this rather new industry. But is Poloniex a scam? Or can you trust this place?

I got involved in cryptocurrency in 2015 and have used a good number of different sites over the years for both buying and exchanging currencies. Poloniex is one of the newer sites I’ve been using and in this short review I’m going to be covering a few things you should know before using this site.

PoloniexPoloniex Review

  • Website:
  • Type: cryptocurrency exchange
  • Recommended?: Kind of, more on this

Before I get started I just want to say that I am aware of others calling this place a scam online. However, I can only speak for myself and from my experiences with this site.


Poloniex is nothing more than a cryptocurrency exchange. You can’t buy Bitcoins, Etherium, or any cryptocurrency at the site. You only can exchange it.

They support exchanges for just about every cryptocurrency out there. Bitcoin, Etherium, Dash, Ripple, BlackCoin, Factom, LiteCoin, you name it.. they will exchange it more than likely.

I have been using this site recently to get Factom. Factom right now (June 2017) is hard to get. So what I’ve been doing is buying Bitcoin on other sites (LocalBitcoins, PaxFul, CoinBase, etc), transferring that Bitcoin to Poloniex, and then exchanging it for Factom. Its a ridiculous process and I loose a good bit of money with all the hoops I have to jump through but  I am confident that it will pay off.

How It Works

You probably have a good feel for how this all works by what I just explained to you. But its pretty simple.

So in order for you to exchange cryptocurrencies you will have to have some form to exchange. In my case, I was exchanging Bitcoin.

So the first step would be to deposit the cryptocurrency you are looking to exchange into your wallet at Poloniex. Poloniex has a wallet for every cryptocurrency there is. Depositing your cryptocurrency there is very easy. You will just go to the name of currency you want to deposit, click “deposit” and up will pop the address you need to send it to.

Just send the cryptocurrency to that address from wherever you are holding it and you are done. That shouldn’t take long at all. It might be slightly delayed, 1-5 minutes or so, but I have never not received my coins.

After you have coins in a wallet you are ready to exchange for the desired currency.

To begin you will click on the big Exchange button in the top menu and then click on the cryptocurrency that you want to exchange for.

You will then be able to see the going rate for this exchange. The market is always fluctuating so these number are changing constantly.

I clicked on Factom and as you can see the exchange rate right now is 0.01049329 Bitcoins for 1 Factoid. To exchange all you do is enter the amount of currency you want to exchange for and click buy. Its as simple as that.

Note: In this example I don’t have adequate funds to buy Factum but this is just for example purposes.

After the exchange is complete you will then have the new cryptocurrency that you exchanged for in your wallet. You can then withdrawal it very easily. Just go to your wallet, click withdrawal, enter the address you are sending it to along with the amount, and click the withdrawal button.


What I Like About Poloniex

Low Fees

Fees are unavoidable. No matter where you go there are going to be fees no matter if you are buying, selling, exchanging, whatever.

At Poloniex the fees are low. It will only cost you 0.25% when you exchange. But the more you exchange the lower the fees get. They can go as low as 0.05% at the lowest which is pretty much nothing.

Simple Process

The entire exchange process is very simple and well laid out. The frontend interface is easy to follow and not complicated at all. You also don’t have to do a bunch of identity verification or jump through a bunch of hoops. Its simple. You deposit cryptocurrency, you exchange it, then you can withdrawal it if you want.


You can submit a support ticket anytime and get help with whatever the problem may be. This is an absolute must and Poloniex support is generally pretty good at helping out.

What I Don’t Like


This site is pretty well know for lagging behind. This is one of the most common complaints that I have as well as others. This can be a serious problem for some people and cause them to lose money.

You can read an article about a recent issue with server outages and over all lagging here.

Is Poloniex Safe?

The world of cryptocurrency is a risky game. There are no exchanges that I know of that are completely safe and there never will be.

Poloniex could do some things to make their site safer, such as move off of one centralized server, but they are “decently safe” I would say.

As I’ve said, I have never had any serious problems with them but then again I am not a big trader. I just use this site here and there for small transactions.

But to answer the questions is this place safe the best answer I can give is “kinda”.

Final Thoughts

Overall I like Poloniex and am a fan. It makes cryptocurrency exchange very easy and you don’t lose a bunch of money in the process. The fees are extremely low and that is very important to me.

Their fatal flaw is lack of security. People are starting to leave this site and look elsewhere because of the recent problems that they have been experiencing with outages and things of that nature. The problem is that there aren’t really another exchanges out there (that I’m aware of) where you have the ability to exchange so many types of cryptocurrencies.

Ultimately the choice of using this site is up to you. If you are making small transactions like me then give it a try. But if you are putting a lot of money on the line you need to be more cautious.

If you have any comments, questions, or concerns leave them below in the comment section and I’ll get back to you soon.

Is Pampered Chef a Pyramid Scheme? What You Should Know

Pampered Chef

Pampered ChefIf you are looking to become a Pampered Chef consultant there are some things you should be aware of beforehand. If you have been approached by another consultant trying to get you to join in, the information given to you may have been misleading.

Pampered Chef has what you call a mlm style business model. This means that independent consultants can go out and recruit other people to become consultants and make money off of their efforts. This recruitment aspect is why many people are questioning the legitimacy of this business and are even asking is Pampered Chef a pyramid scheme, which is what I’ll be going over here.

How This Could Be a Pyramid Scheme

Its first important to know what a pyramid scheme is and how Pampered Chef could possibly be one. So the first thing I briefly want to go over is exactly this.

Ok, so we know that recruitment of new members is a big part of the business. But the real questions is how big?

In order for this to be a pyramid scheme Pampered Chefs revenues would have to be overly dependent on recruitment rather than product sales to the general public. If this were the case they could still have and sell legitimate products but would be considered a product-based pyramid scheme.

So what you have to look into here is how much they push new members to go out and recruit other members vs how much they push members to sell actual product to the general public. And to find this out we have to take a look at their compensation plant to see how distributors get paid.

Note: I might use the words distributors, members, consultants, somewhat interchangeably. I’m talking about the same thing with all these words, which is the people that are working independently, going out and selling Pampered Chef products and recruiting new people into the business.

The Compensation Plan

First off, before you can even become a consultant you will have to purchase a starter kit. This is a kit of business tools and products to help get you started and give you a little kick-start to get going.

Right now there are 3 different starter kits you can choose from ranging in price from $109 to $249.

After you buy a starter kit you are then officially a consultant and can make money in 2 main ways, selling products directly to consumers and/or recruiting new consultants and earning money off of them.

Direct Sales

These sales are going to come from you selling directly to consumers.

Many of these sales will come from parties that you host, where basically you invite a bunch of people over, cook foods, and show off how awesome the Pampered Chef products are.

Alternatively you will also have a personal Pampered Chef website that you can send people to and earn commissions off of the sales generated.

The amount of commission you will make per sale depends on the amount of sales you have made for that month. The more sales you make the higher commissions you earn.

  • $1-$749 sales/mo earns you 21% commission
  • $750-$1249 sales/mo earns you 22% commission
  • $1250-$2499 sales/mo earns you 23% commission
  • $2500-$3999 sales/mo earns you 24% commission
  • $4000+ sales/mo will earn you 25% commission


The compensation plan is very much focused on recruitment. The more you recruit higher up the ranks you climb. And the higher up the ranks you climb the more commissions you can earn from the people beneath you.

There are 9 ranks that you can have in this business and moving up the ranks is mostly about recruiting other members. The 9 ranks and the requirements for each rank are as follows…

  1. Consultant – $150 in personal sales/mo
  2. Senior Consultant – $150 in personal sales/mo + 1 recruit
  3. Team Leader – $750 in personal sales/mo + 2 recruits + $2,500 in team sales/mo
  4. Director – $750 in personal sales/mo + 5 recruits + $5,000 in team sales/mo
  5. Advanced Director – $750 in personal sales/mo + $5,000 in team sales/mo + one of your recruits must reach the rank or Director + $12,000 in organization sales/mo
  6. Senior Director – $750 in personal sales/mo + $5,000 in team sales/mo + three 1st generation directors & one 2nd generation director under you + $24,000 in organization sales/mo
  7. Executive Director – $750 in personal sales/mo + $5,000 in team sales/mo + six 1st generation directors & two 2nd generation director under you + $48,000 in organization sales/mo
  8. Senior Executive Director – $750 in personal sales/mo + $5,000 in team sales/mo + nine 1st generation directors & five 2nd generation director under you + $100,000 in organization sales/mo
  9. National Executive Director – $500 in personal sales/mo + $5,000 in team sales/mo + twelve 1st generation directors & nine 2nd generation director under you + $200,000 in organization sales/mo

OK… so I know that might be confusing and you don’t have to take all that in. Basically all you need to know here is that moving up the ranks is about recruitment. As you can see at each level from Team Leader on up, you are only required to stay at $750 personal sales per month. The difference is that you need to recruit more people and get your Organization Sales higher and higher.

Once you move up the ranks you unlock parts of the mlm commission structure. I don’t want to get into this too much because it is very confusing. But what you need to know is that the higher you climb the more money you can make on the people beneath you. 

So Is This a Pyramid Scheme?

Ok, so the compensation plan is definitely focused on recruitment. Its mostly about building up your team and earning more organization sales. This means you need to recruit.

HOWEVER, the commissions that you will be earning from consultants in your downline all come from product sales somewhere along the way. You are forced to sell products each month to stay active and this selling of products is that you make money off of, whether it is you selling them or those that were recruited beneath you.

This just isn’t a pyramid scheme. It may seem somewhat “scammy” that recruitment plays such a big part, but there just isn’t enough to call it a pyramid scheme.

Final Thoughts & My Advice

Pampered Chef is not a pyramid scheme or a scam. They are a legitimate company and know what they are doing. They are well aware of the legality of their business and aren’t going to dare step passed the line between a legitimate mlm and an illegal pyramid scheme.

But just because this is a legit business opportunity doesn’t mean it a good one. The fact of the matter is that with a mlm business model like this it will be very difficult to make good money. Those that make really good money are the ones that recruit like crazy and build up a massive team beneath them, earning off of their efforts.

I couldn’t find an official income disclosure from Pampered Chef to prove this point but I have reviewed enough mlm’s to know that with a compensation structure like this only those at the top are going to be making really good money.

Usually the people that end up making good money are those that have that recruitment type of personality where they can sell anyone on anything.

Personally, I don’t have anything even close to the personality it takes to make it here.  I just wouldn’t be any good at it. If you are like me then I would recommend you take a peek at how I make money online.

I make a living working for myself online, which I think is a pretty awesome job. You can learn more about it by clicking the link below that will take you to a post I wrote.

In the post I wrote I explain what it is that I do, how it all works, and how others can do the same.

–> Click Here To Read It

Comments, questions, concerns??? Leave them below in the comment section and I’ll get back to you soon 🙂

Is PaxFul Legit? Or Will This Site Scam You?


In the rather new and wild world of Bitcoin you can never be too cautious when it comes to trading sites like PaxFul. If you are wondering is Paxful legit or a scam platform then you are in the right place. I’ve been using PaxFul on and off for a bit of time now and I’m finally getting around to writing this review because I know a lot of people have been asking for it.

In this review I’ll be going over a few extremely important things that you should know about this site whether you are looking to buy or sell Bitcoins. Take note, I am in no way affiliated with this site and this is a completely unbiased review.

PaxFulPaxFul Review

  • Website:
  • Type: Peer to peer bitcoin trading platform
  • Recommended?: Kind-of, more on this


PaxFul is what you call a Peer to Peer marketplace for Bitcoins. If you have ever heard of, its pretty much the same thing as that. PaxFul is just a platform that connects people looking to buy bitcoins with people looking to sell them. They just provide a secure place to trace basically.

Sometimes, for whatever reason, bitcoin brokers like CoinBase cannot be used. This may be because they don’t allow you to use their site due to your location, maybe they don’t except your payment method, etc. The good thing about a Peer to Peer marketplace like PaxFul is that you can always find someone willing to sell bitcoins to you.

How It Works

Buying bitcoins on PaxFul isn’t quite as straightforward as buying from a broker like CoinBase. This is because each seller can make up their own rules when it comes to payment. This can be a pain sometimes but usually isn’t too bad.

The process of buying bitcoins on this site can be broken down into 4 steps.

Step 1: Search for Sellers

When searching you can filter your results based on how much money you want to spend, what currency you are dealing with, and how you want to pay. There are literally over 100 ways that you can pay people over this platform. People will except anything from iTunes and Amazon gift cards to PayPal and MoneyGram. Its pretty awesome.

Step 2: Select a Seller

There are so many sellers that use this site you will have to select one to buy from. You will see that they are all selling bitcoins at different prices. This is because they can sell at whatever price they want to and this is always going to be above market value.

For the purpose of this example I chose this guy named Eximius. I chose him because he has a very high rating of +2872 which is from people that have traded with him giving good feedback.

Step 3: Start the Trade

To begin the trade you will click the “Buy Now” button and this will initiate the trade. PaxFul will then take the bitcoins out of the seller’s account and hold them in escrow, which is for safe keeping and helps ensure you don’t get scammed.

Then you will have to follow the seller’s rules of payment. They can make whatever rules they want to because they are the seller. Some common rules to payment include having to submit your ID to the seller along with a selfie of you holding it and submitting screenshots of proof that you paid.

Just to give you an example these were the rules for the trade I clicked on…

As you can see the seller is also charging me a 4.9% PayPal processing fee. This is a bunch of crap and sellers usually rip you off like this when you pay with the more desirable payment methods like PayPal.

Step 4: Confirm Your Payment

After you have paid the seller you will then confirm your payment on PaxFul. Then after the seller also confirms it PaxFul will release you your bitcoins.

What I Like About PaxFul


Now of course this place isn’t 100% secure and there are scams (that I’ll go over), but they do a pretty good job at making it a safe place to trade. The fact that they use escrow accounts is a big deal. They take the promised bitcoins out of the seller’s accounts before the trade happens so that the seller cannot just walk away after you pay and not give them to you.

No Fee’s for Buyers

PaxFul themselves charge no fees to the buyers. The sellers can charge whatever fees they want to but PaxFul doesn’t. They only charge sellers 1% fees on the total trade amount.

Tons of Payment Methods

As I mentioned earlier, the fact that you can choose from a massive list of payment options is awesome. There is no one that shouldn’t be able to find a way in which they can buy bitcoins on this site.


PaxFul has a community support forum that is pretty well laid out and very helpful. On this forum you can communicate with other members and its easy to ask questions and get answers.

They also have chat support and email support at

What I Don’t Like

Inflated Prices

My biggest complaint is how inflated the bitcoin prices are on this site. As I’ve said, the sellers can set the price at whatever they want to. This usually means that they set it way above market value. The sellers know that some people need bitcoins and its hard for them to buy them elsewhere, so they jack up the prices and people get ripped off.


Unfortunately there are scammers that are on this platform and there isn’t much that PaxFul can do about it until after they have already scammed people.

The thing is, although PaxFul holds bitcoins in escrow, the seller can just say that the buyer never paid them and not confirm the payment. This means that PaxFul won’t release the bitcoins to you.

This is why it is very important to deal with sellers that have a good reputation. Always look at their feedback from past transactions. If you do that you will be fine.

Final Thoughts & Do I Recommend PaxFul?

First off, PaxFul is definitely not a scam. I don’t see anything that would point to them being one. They simply provide a platform to trade on and they do try to make it secure, although there are instances when scams are unavoidable.

Overall, I like PaxFul and like what they have put together. It is an easy platform to use and works well. However, I would suggest buying bitcoins from a broker like CoinBase if you can. The reason for this is because you can buy bitcoins at market value and not get ripped off by individual sellers. You also don’t have to worry about the seller being a scammer.

But PaxFul is a great alternative if you can’t use CoinBase or other brokers. They are a place where anyone can buy bitcoins no matter where they live and what they want to pay with.

Anyways, that’s my review. I hope you found this helpful and all. If you have any questions, comments, or concerns leave them below in the comment section and I’ll get back to you soon 🙂

Is a Scam? My Experience With This Place

If you are looking to buy and/or sell Bitcoin, then is one of the options out there. But with all the hype surrounding this new crypocurrency there are a lot of scams lurking in the shadows and you can never be too safe. Its like the wild west when it comes to Bicoin and you need to careful where you trade.

So anyways… is a scam? Or is this a safe site that can be trusted? I have been using this site along with several others on an off over the past year. Overall the site itself is definitely not a scam, but there are some things that you need to be aware of if you are thinking about using it. And in this short review I’ll be going over what you need to know.

When it comes to Bitcoins its a dangerous world out there. There are Bitcoin investment scams like Gladia Coin and Cointherum, there are cryptocurrency exchange scams, there are scams of all kinds. I hope to clarify and show you the truth of this LocalBitcoins site here in this review. Review

  • Website:
  • Type: Peer to Peer Bitcoin Trading Site
  • Recommended?: For some people, more on this

Overview is what you call a peer to peer trading site. Basically it is just a platform that connects people looking to sell Bitcoin with people looking to buy Bitcoin. It facilitates the trading process between people and helps to ensure a safe transaction.

This site has been been around since 2012 and is headquartered in Helsinki Finland. They have been able to keep a pretty good reputation over this time period and that is because this is a decent trading site overall.

How It Works

Ok, so this site is for both buyers and sellers alike.

Sellers can post trades on the platform where buyers can then go and find these trades. Alternatively, buyers can post trades and specify how many Bitcoin they are looking to buy, how much money they are willing to spend, and what form of payment they will use and the sellers can then find buyers to trade with. So this platform works both ways.

The Process of Trading

Ok, so here is how it works if you are looking to buy Bitcoin.

First off, you will need to search for sellers that you want to buy from. What you will do is go to “Buy bitcoins” in the top menu. This will bring up a massive list of sellers. You can filter these results based on the amount of money you are looking to spend, the currency, the location of the seller, and the payment method you are going to use.

Just for the purpose of an example I will look for a seller in the US that is willing to sell me $100 worth of Bitcoin and that will except PayPal.

Ok, so I found this trader named bitcoin.PLUS at the top of the search results and clicked on his offer. He is offering  Bitcoin at a rate of $3218.12 USD/BTC.

The Terms of the trade are listed over on the right hand side. These terms were created by the seller and you must follow these.

As you can see in the bottom right, he lists the steps you must make to trade successfully. He wants your Paypal email address, your name, a picture of your ID, and then on Step 4 (which you can’t see) he asks for a selfie of you holding a piece of paper with this trade written on it.

This is all to verify that you are legit and this is very common. Just about all of the trades I have made required the same thing.

You will have a 90 minute window to execute this trade. During this 90 minutes will take the Bitcoins out of the sellers account and hold them in a safe escrow account. Then when the trade is complete and your payment is confirmed the Bitcoins will be released to you and will end up in your wallet at

To start the trade you will “Send Trade Request” to the seller and then you will be able to communicate and go over how its going to go down.

Selling Bitcoin

So everything I just went over is how you go through the process of buying Bitcoin. As a seller you will be able to post a trade in which you will be able to specify the following…

  • currency
  • min/max trade amount
  • % you want to sell the BTC above market value
  • hours that the trade is open
  • terms of the trade
  • and more

One of the nice things about selling here is that you can specify the trade hours. So lets say you work a full time job and only have 2 hours from 8pm to 10pm when you are free. You can set your trade to only be open during those hours.

When someone sends a trade request you can accept their trade or deny them.

What I Like About

Payment Safety

As I mentioned, when you start a trade LocalBitcoins takes Bitcoins out of the sellers wallet and holds onto them in a safe escrow account. This is so that you don’t end up paying and then they refuse to give you the Bitcoins. Once the trade is completed they will release the coins to you.

Trader Reputation

There is a pretty good reputation system in place where you can see feedback that sellers and buyers have received from past trades. This is important because you can see what other people think of the trader and any problems that they might have caused.

As a rule of thumb I only deal with people that have good feedback/ratings on this site.

Lots of Payment Methods

There are literally over 30 ways that you can buy Bitcoins on this site. You can pay with PayPal, MoneyGram, iTunes Gift Cards, cash by mail, credit cards, etc.

Remember, you are dealing directly with other individuals here. So they can ask for just about any payment method that they want. There are a lot of weird ways you can pay people for them to give you Bitcoins.


You can contact the support center by submitting a ticket. I would say that their support is pretty good and this is a very important aspect of a site like this.

What I Don’t Like

Inflated Prices

Sellers on this site can set their prices at whatever they want. You will often see people trying to sell Bitcoins at extremely high prices that are way above market value. This is especially common from people that accept more desirable payment methods like PayPal. This is the main reason that I hardly use this site any more.

There are good deals but many are ridiculous.

Trade Fees

Each trade cost the seller 1% of the total trade amount. This is only a pain for sellers but honestly isn’t too much.  I don’t really like it but I see it as necessary.

SCAMMERS! does a good deal to ensure safety for all traders but they will never be able to totally eliminate all the scammers out there. There are scams that occur.

Although LocalBitcoins holds Bitcoins in escrow it is still possible for sellers to scam you. What could happen is that you could pay for the bitcoin as instructed and the seller could simply say that you did not pay. You can always dispute this with the support center but that doesn’t guarantee you will get your money back and depending on how you pay it can be hard to prove.

My advice here is to only deal with reputable traders. I have never been scammed and that’s because this is what I do.

Final Thoughts & Do I Recommend

Ok, so is definitely not a scam. They are just a 3rd party platform that hooks buyers up with sellers and helps create a smooth and safe transaction of money for Bitcoins, etc. They do a darn good job in my opinion of keeping it a safe environment and I have never had any problem with them.

I would recommend them for both buyers and sellers. My biggest problem with this site isn’t the site itself, but rather the sellers on the site. There are just too many ripoffs with people selling Bitcoin at extremely high rates. This is why I rarely use the site anymore, because its hard to find a good deal sometimes.

A better choice when it comes to price is CoinBase. They sell at market value and not at inflated prices. They are basically like one big Bitcoin bank and you buy from them, not from individuals. They are definitely better when it comes down to the price and you don’t have to jump through a bunch of hoops to buy the Bitcoins.

Anyways, that’s my review. I hope you found this helpful and all. If you have any questions, comments, or concerns leave them below in the comment section and I’ll get back to you soon 🙂

Is Mobrog a Scam? Is It Worth Your Time?


If you are looking to make money online taking paid surveys, Mobrog is one of your options. But is this site any good? Or is Mobrog a scam that is going to be a waste of your time and have you slaving for next to nothing?

Generally, online paid surveys are not all that great. But I wanted to give Mobrog a chance and see if its any good. So I reviewed this survey site and in this review I’ll be going over what you need to know before you decide if this is a good choice for you or not.

MobrogMobrog Survey Review


Mobrog is a paid survey site operated by the market research company SPLENDID RESEARCH GmbH. Any one can sign up through the website or download the app for free and start earning money taking online surveys.

Big companies pay SPLENDID RESEARCH GmbH money to conduct market research and get consumer opinions. This is where the money comes from and you get paid a small percentage of this money as incentive to take the surveys, which are used to gather your opinions.

How It Works

The first step would be to sign up which is free to do. But just hold off on this because you are going to want to read this review first. Signing up is simple and just requires your name, email, and some basic things like that. You can sign up on the website or you can download the Mobrog App.

After signing up you will be given a survey that you won’t get paid anything for. This is like a profile type survey so that Mobrog can get to know you better and then more appropriately match you with surveys that are relevant to you in the future. This survey will ask you about your family, income, job, activities, home, etc.

After completing this initial survey you will be able to take surveys and actually get paid for them. However, there probably won’t be any available to you right away. Mobrog has to find ones to match you with.

Once you do get a survey available to you, you can then participate in it and make money.

How Much Money Can You Make?

The answer is not much. This has become the norm for paid survey sites like this. It is very cheap and easy for them to get people’s opinions online so they have no real need to pay people any more than they do.

One thing I like about Mobrog is that they don’t inflate the earning potential here. They tell you like it really is. They tell you that they pay on average anywhere from $0.50 to $3.00 per survey. These numbers are actually true.

You can expect these surveys to take anywhere from 10 – 25 minutes to complete generally, although you will have some outliers that are shorter or longer. And generally the longer surveys will be the ones paying more.

How You Get Paid

Once you have racked up $4 in your account you are able to cash out via PayPal.  This is a very low cash out threshold compared to other paid survey sites and that is a good thing. Also, PayPal is a great and each way to cash out so that is another plus.

The Main Problems I Found

The main problem that I found with Mobrog is their overall lack of available surveys. It seems that there just isn’t all that much opportunity on this site. They seem to be a rather small market research company and because of this they just don’t offer as much.

It is common for you to go days and even a week without getting any surveys. And this is a complaint that I found to be pretty common when I was searching around online to see what other people were saying about it.

Another big issue is qualifying. It is not uncommon to take a survey, make it half way through it or even entirely through it only to find that you don’t qualify or that it was “unsuccessful”, which means that you don’t get paid for your time.

I understand that they do need to match the surveys up with the appropriate people and that you might not qualify for each one but I think they could do a better job at pre-screening you for the surveys before they make them available to you.

Some Other Complaints

  • Low Pay – This is just the way it is nowadays when it comes to online surveys. Pay is low and it equals out to below minimum wage when you think about all the wasted time trying to qualify for surveys etc.
  • Tech Issues – There are a lot of complaints about the app and the website having tech issues of all sorts, most of them from not being login issues. This happens but it seems to be rather high with Morbrog.

Final Thoughts & What I Recommend

Honestly I’m not too big of a fan of paid survey sites. They just aren’t worth the time you put into them in my opinion. I was hoping that Mobrog would be better than this but its really not. It pays little just like the industry standard and it has a major lack of opportunity.

If you really want to make little money taking surveys online then I would recommend SwagBucks over Mobrog. SwagBucks is a much larger site and they offer a heck of a lot more ways to earn money and overall have a lot more opportunity.

But like I said, I don’t really recommend any paid survey site. They just don’t pay much at all and there are better ways to make money online with your spare time.

I make a living working online for myself and I sure as heck am not going around taking paid surveys. I have written a post on what I do to make money online, how it all works, and how others can do the same. You can click the link below to read about it.

–> Click Here to learn about it 

Comments, questions, concerns??? Leave them in the comment section below and I’ll get back to you 🙂

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